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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We have an employee who will going to Germany as an Expatriate for our branch office. We worked with our immigration provider in Germany and received a pre-approved work permit for him. He was told that he needed to obtain a visa. He went to the consular's office to pick up visa and they are requiring medical travel insurance with $0 deductible. He will be provided our international medical and dental insurance which we have had for many years. We have never had a problem like this before. Have you had any experience with this type of situation for an expatriate? They document that they are requesting sounds like the insurance for a Schengen visa. I would appreciate any information you can provide

A:
Going to Germany they are looking for a visa letter for the traveler and purchasing any of the Schengen Visa Insurance plans will work in his case. If you need any additional assistance please contact our office.
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Q:My question is related to Acute onset of Pre-existing condition. My dad (57 yrs) has a heart disease history and he takes the medicines regularly. He does not have any issues currently nor hospitalized in the last 3 years. Does Atlas America plan would cover his problems if in case of any issues during his visit to USA this year end.

A:
Thank you for contacting Insubuy. We do not have a plan that will cover pre-existing conditions or any maintenance visits. Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. Some plans will cover what is called and Acute Onset of a pre-existing condition which is a sudden and unexpected out break or reoccurrence of a pre-existing condition that occurs spontaneously without any advance warning. It is something that is rapidly progressive and requires treatment within 24 hours of the onset symptoms. This is the only instance that could potentially be covered as it relates to the pre-existing conditions. In order to better understand this coverage please review the FAQ link listed below for better understanding .Acute Onset FAQ The Atlas America plan will cover for an acute onset of a pre-existing condition. Please use the following link to review the Atlas America plan among other available. Visitor to the USA: /visitors-insurance/; If you can provide his country of citizenship, dates of coverage and the state that you will need coverage in we will be happy to assist you. If you need any additional clarification please contact our office.
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Q:I would like to inquire if you have insurance for our situation described below. My wife and I are both US citizens and were longtime residents of California. We are in the process moving to Iceland. Currently we are in India and have closed out everything in California. We do have a physical mailing address in Seattle. We need temporary health insurance from Jan 1 to Jan 8. What insurance might we be able to buy from you?

A:
Thank you for contacting Insubuy for your insurance needs. You can find plans under the Travel outside USA section of our website. If you need additional assistance please feel free to contact our office.
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Q:I would like to inquire about or if there is a way to find out more about what our insurance covers in France. We are moving to France and I purchased this insurance for my family and wanted to know how the coverage works in France and if there is a list of doctors that are covered by the insurance.

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you please provide your certificate number so that we can locate your policy.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-insurance-questions-40969/

Q:I would like to know about f1 insurance for 1 year starting 01-10-2019

A:
Thank you for your interest in purchasing insurance through us. We provide insurance for F1 visa. Before we suggest any plan would like to know is there any insurance requirements from your school. If yes, please send us those requirements in pdf attachment. Otherwise you can visit our F1/F2 Visa Insurance section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you provide your age, which state do you need coverage, school requirements then will be glad to send you quote by e-mail.
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Q:I will have my relatives from Mexico will visiting Maryland from 12/20/2018 to 01/05/2019 , I would like quote medical insurance for them while are here un the united states , Their ages are: 55 years old 25 years old 27 years old

A:
Thank you for your interest in purchasing insurance through us. We have multiple plan that your visitors will be eligible to purchase. If you purchase Atlas America plan with $50,000 coverage and $250 deductible will cost you $112.03 from 12/20-01/05. This plan you have to purchase before their arrival in MD state. Other plan you can purchase is Safe Travels USA Comprehensive plan with $50,000 coverage and $250 deductible will cost you $98.77 from 12/20-01/05. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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