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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Which is better one - WorldMed by AIG Vs Patriot America by IMG? Hi, My father is visiting me for 1 month. Dates September 3 2008 to October 2 2008. He is 68 years old. I want to take maximum insurance ($1,000,000) possible during his stay. I compared WorldMed by AIG and Patriot America by IMG. Any suggestions on which one is better? Which has better coverage First Health PPO by Patriot America or Multiplan PPO by WorldMed? Any help would be highly appreciated!!! Thanks, Sarosh
Q:Visit USA insurance Visit USA insurance meets all the requirements of J1/J2 visa medical insurance. Visit USA insurance is underwritten by AIG. You can get instant quotes and make instant purchase online at <a href='/visit-usa-insurance/'>/visit-usa-insurance/</a>
Q:Study USA Insurance Study USA Insurance is the most popular international student medical insurance for international students stdying in USA. You can get instant quotes and make instant purchase online at <a href='/study-usa-insurance/'>/study-usa-insurance/</a>
Q:Virginia Tech - International student medical insurance i m an undergrad in Virginia Tech. My university had a specical requirement for my Insurance company. If you can accord with VT insurance requirement, i ll buy it. ____1. The plan must offer adequate provider care within a 50 mile radius of campus of enrollment. ___ 2. Deductibles should be no more than $300 per accident or sickness. ___ 3. Major Medical benefits of at least $50,000 per insured per policy year ___ 4. Exclusions for pre-existing conditions may be no more restrictive than the following: Pre existing means: (1) a condition that manifests itself during the six month period immediately preceding the covered person’s effective date under the policy, or (2) for which medical advice, diagnosis, care or treatment was recommended or received within six months immediately prior to the covered person’s effective date under the policy. A pre-existing condition will be covered under the Plan once an insured has been continuously insured under the Plan for at least 12 consecutive months. There should be no preexisting condition requirement, which excludes coverage permanently under the policy. ___ 5. Inpatient mental health care paid at least 80% for the usual and customary fees with a 25 day cap. ___ 6. Outpatient mental health – Minimum of 20 visits. 80% for visits 1-5, 50% for visits 6-20. ___ 7. Maternity benefits treated as any other illness under the plan. ___ 8. Offers Prescription Medication coverage (after co pays) with a minimum of $1,000 per insured per policy year. ___ 9. The policy provides a minimum of $10,000 for “repatriation of remains” or “medical evacuation” to the home country. ___ 10. Coverage is valid for one year from Aug 1 or first day of enrollment in school, and effective through the following July 31 or last day of the month of the student’s graduation.
Q:For France visitor visa, will my employer's medical insurance suffice? Hi, I am an Indian national and live in the US. I will be visiting France in September and from the consulate's website, I gathered that they require a proof of medical insurance. I've medical insurance through my employer which covers medical emergencies outside of US and i will be getting a letter stating my coverage limits including out-of-network coverages. Is this sufficient to show to the visa officer during my interview or do I need to purchase a separate traveller's insurance. Thanks in advance.
Q:Visitor care from IMG I am looking for insurance for my mother who just immigrated to the US. I looked at the Bridge plan and also the Visitor care from IMG. The IMG plan has the First HEalth PPO which seems attractive. Is there any major difference between the two plans for say $100,000 coverage? Thanks for your advice. Regards, GR
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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