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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can you recommend the insurance for J1 visitor? http://internationalcenter.umich.edu/healthins/waiver.html#standards

A:
Your school wants ACA compliant plan. You need to purchase insurance from your school.
{{currentOrigin}}/answers/j-visa-insurance/insurance-for-j1-visitor-aca-compliant-86830/

Q:I am interested in buying the " exchange guard essential" plan for my family. Could you please confirm that it meets the requirements set by MIT? http://web.mit.edu/scholars/intlscholars/healthinsurance/j1requirements.html?

A:
You can purchase ExchangeGuard Essential plan as it will meet your Universities requirements as listed.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/exchange-guard-essential-plan-meeting-requirements-for-mit-75803/

Q:How does cancellation work under the atlas america comprehensive plan work?

A:
You may view the refund rules and procedure to Atlas America here.
{{currentOrigin}}/answers/visitors-insurance/refund-rules-cancellation-procedure-atlas-america-13220/

Q:My parents in laws and mother are travelling to US for 90 days (starting from Sept 19). Can I get a quote for 3 people of age 62, 61, 55, $100,000 coverage and $250 deductible? Also, what are conditions if I would extend the insurance after 90 days?

A:
Thank you for your interest in purchasing insurance through us. We have sent you two separate quote for your parents and mother in law in a separate email. Most of the plans are extendable. So you can extend the policy online or give us a call we can extend over the phone. Some plan has $5 extension fees. Please review the plan details, certificate wording and feel free to contact us if you have any further questions. You can find renewal policy, refund policy in plan details section. If you want to go for Atlas America or Safe Travels USA Comprehensive plan we can do one application for all of them. Other plans we have to do separate application for your parents in laws and mother. Please call our office at +1 (866) INSUBUY for additional information.
{{currentOrigin}}/answers/visitors-insurance-usa/extendable-visitor-insurance-plans-94244/

Q:Do you offer long-term health insurance for travel within the US for US Citizens? My domicile is New Hampshire and we travel in the US in an RV full-time. Looking for a health insurance policy that will cover me in any state of the US until I am eligible for Medicare on 9/1/20.

A:
Unfortunately, there is not a travel insurance that we can offer a U.S. citizen traveling in the United States. This coverage is for travel medical outside of your home country.
{{currentOrigin}}/answers/visitors-health-insurance/domestic-coverage-for-us-citizens-residing-in-the-united-states-32566/

Q:I have received my J1 visa but we are still waiting for my husband J2. Can I purchase a plan for both of us and we inform you the activation date based on our individual arrival date? I plan to move to Boston on 25 Oct, but my husband might join me later after his visa approval.

A:
No. If the effective date is different, you have to purchase separately.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/purchasing-a-plan-together-or-separately-based-on-arrival-effective-date-58017/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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