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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I was looking through your website to get a quote on travel insurance to my mom who is traveling to the US, however I could only get quotes for trips outside the US. By any chance, do you have any plan for people traveling to the US?

A:
You can search for plans and get quote in the Visitors to the USA section on our website. Please let us know if you have additional questions.
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Q:My spouse is coming to US from India on March 28th for 3 weeks and I am planning to take insurance. Please let me know if Coronavirus is also covered under the International Including USA Atlas America insurance Plan. Also, what if US will declare India also as Level 3 or above by Travel Advisory after my insurance purchase date. Will you cover corona also since I bought before the declaration from travel advisory.

A:
Thank you for your interest in purchasing insurance through us. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. This is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. Please read Coronavirus FAQ for Travel medical insurance You can get quote online in the Visitors to the USA section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any additional questions.
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Q:Is there is any plan that includes a visit to a hospital for example If I have something that it is not possible to resolve at an urgent care or walking clinic? I am looking at the exchangeguard plan

A:
Insurance plan provides coverage for hospitalization will be covered as long as it's not related to preventive care and pre-existing conditions. If you go to emergency as an accident It will pay up to policy max. But if you go to emergency room for sickness and does not results in direct hospital admission you have to pay additional $200 under the Atlas America Plan. You can find hospital in your area. Here is the plan benefits link for ExchangeGuard plan,
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Q:My Indonesian wife and stepson are scheduled for a consular meeting for green card. New rule means proof of insurance for 364 days needed at interview. If they are then approved for green card is there a policy available for this that will cover them for first year in USA with green card so as to satisfy the new rule ?

A:
Thank you for your interest in purchasing insurance through us. You can purchase either Patriot America or Patriot America Plus plan from our New immigrant section. As soon as you purchase insurance will receive insurance by e-mail which will have a link to print id card , visa letter etc. If you provide their age, travel dates, which state do they need coverage and we will be glad to send you quote by e-mail. Please feel free to contact us if you have any additional questions.
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Q:I am planning to buy medical insurance for my parents , who are currently in USA. They traveled from INDIA to USA on 29th Dec 2019. They don't have any pre-existing conditions. If I buy insurance for them, will that cover COVID-10 disease?

A:
Thank you for your interest in purchasing insurance through us. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-exisitng or preventive care. This is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. Please read Coronavirus FAQ for Travel medical insurance. You can get quote online in the Visitors to the USA section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/visitors-medical-insurance/corona-virus-coverage-for-visitors-to-the-united-states-of-america-65642/

Q:Where can I find the plans for someone traveling on a visitor visa to the united states?

A:
You can find plans in the Visitors to the USA section on our website. If you have any additional questions pleas contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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