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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Application question for visitor insurance I am USA citizen and I live outside USA in Saudi Arabia, my family are Saudi nationality. I will be visiting USA on 28 AUG of this year I need to pay medical insurance for all. I do not understand this questions (Will your trip include the US or US territories as a destination country?).

A:
Thank you for contacting Insubuy for your insurance needs. If you will be visiting the United States the question - Will your trip include the US or US territories as a destination? -The answer would be yes as you are coming to the United States. As you are U.S. citizen you will need to make a separate purchase for insurance as your US citizenship will take precedence and your plan options will be different form your family’s. Please see the link to a recommended plans for US citizens that are visiting the United States. Liaison Continent Plan A brochure: /safe-travels-usa-comprehensive-insurance/ If you would like assistance in selecting the proper plans please contact our office.
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Q:Visitor Medical insurance Pregnancy Questions Sir, I am interested in a Comprehensive Insurance for a period of 6 Months in US & Canada. After going through the Insurance List on ENGLEWOOD Hospital & Medical Centre website I did not see Insubuy Insurance. Please can you advise me accordingly because presently i am pregnant. Location of facility is in NEW JERSEY Hoping to hear from you soonest.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. Insubuy is not an insurance company so you will not find Insubuy as a provider on and provider lists. Please advised as to the visa type that you are currently in the United States on to determine eligibility for plan options. I am having B1/B2 Visa. Hello, Please answer the following questions. What is your date of arrival in the United States? What is your age: Have you have any insurance since your arrival? If so, what is the name of the company? How far along are you in your pregnancy? What is your date of arrival in the United States?...1st November 2016 What is your age:...28 Have you have any insurance since your arrival? If so, what is the name of the company?...No How far along are you in your pregnancy...2 weeks Intending period 6 Months Hello, Thank you for contacting Insubuy. The recommended plan would be a plan named Atlas America. There are no plans on the market that will cover any cost related to maternity. The Atlas America plan will cover in the event of complications related to pregnancy up to the first 26 weeks. Any maternity related expenses (birth, delivery, routine visit, sonograms etc.) will be at your own expense as there is no plan that will cover any related expenses for a visitor. You can find more information about this plan using the link listed below. Also please review the link an FAQ about coverage a maternity for a visitor in the United States. Atlas America brochure & instant purchase link: /atlasamerica-insurance/ Pregnancy / Maternity Coverage FAQ; /us-visitor-insurance-for-pregnancy-coverage/
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Q:General Visitor Insurance questions Do you give cash less policy with medical card for visitors from India on tourist visa so that they can go to any doctor or hospital?

A:
Thank you for your interest in purchasing insurance through us. If you purchase insurance from US companies there will be PPO network so if you go in the ppo network and then provider mostly billed directly and there will be negotiated rate. Cash less policy word is only in the overseas policy. Please read for more information, /cashless-visitors-insurance/ Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and next to the plan there will be PPO network link or you can narrow by the plan which has ppo network. If you provide your age, travel date, which state do you need coverage and will be glad to send you quote in a separate e-mail . You can also call our office at (866)INSUBUY and will be glad to help you to select appropriate plan.
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Q:Application question for visitor insurance Hi, I would like to get insurance for a family member. He is visiting the US. However, in his passport, he has a given name but the surname field is blank. The form on your website, marks it as a mandatory field. These are his details: First name: XXX Surname: *blank* What should I type in the last name field? Looking forward to hearing from you.

A:
Thank you for your interest in purchasing insurance through us. If he doesn’t have last name enter LNU that is last name unknown. Let us know if you have any further questions. Our website is www.insubuy.com
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Q:I live in Tokyo Japan(NON U.S. citizen) and planning to visit Hawaii for vacation in December. Dec 11th-Dec.15th with ESTA. I am specifically looking for a travel insurance that covers pregnancy, I will be 24 weeks when I travel. Most places do cover pregnancy only up to 22 weeks however, I heard your company does cover up to 26 weeks. Here are my questions; 1. Is it true that Atlas America does cover pregnancy up to 26 weeks? 2. If so, for #1 I would like to go over the policy to make sure the contents of the coverage, could you kindly send me a link or PDF of the policy? 3. Currently, my return ticket is on Dec.15th, however, I might extend my stay for couple of more days, if I find available air ticket. Would it be possible to extend my travel insurance after I arrive in the U.S.? If so, please let me know how I could extend my coverage; ie. online or direct phone call etc. I look forward to hearing from you soon!

A:
Thank you for your interest in purchasing insurance through us. 1. Yes. That is true. 2. Here is the Certificate wording, Page 18, article #10 3. You can extend the policy as long as you purchase minimum for 5 days and it's daily renewable with $5 extension fees. Please read renewal information here. Atlas America brochure, instant purchase and other useful information Please feel free to contact us if you have any further questions.
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Q:I was looking at your plans and I have a few questions. In the Atlas International plan I noticed that there was coverage for skiing included. I would like to know if this covers off piste within the ski area boundary with guides. Also, would ski patrol be covered or would you need to buy that insurance with the lift ticket? Can you see anyone available or only those listed in the ppo? Would the insurance be billed by the facility or would you have to pay up front? If you can suggest a plan that would include those issues, that would be great.

A:
Thank you for your interest in purchasing insurance through us. In the Atlas Internationalplan snow skiing is excluded except for recreational downhill (no coverage provided while skiing away from prepared and marked in-bound territories). Ski patrol would not be included. You can see any provider since the concept of the PPO network is only in the U.S. Outside of the U.S. you would go to any provider and it would be up to that provider if they would expect payment up-front or if they will bill the insurance directly. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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