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Question:

Visitors Insurance Policy Extension Hi, Am considering to buy "Inbound Guest" insurance for my aunt/uncle who are planning to visit USA. Since their plans of stay in US is unclear, thinking of buying shorter term first and then extending it later. Can you pls. clarify if there are any conditions attached for such policy duration extension? Thanks

Answer:

Hello, You can buy month to month. The only difference in cost is there is a $5.00 renewal fee every time you renew it. Since that plan has a per incident deductible that will not affect anything. Be sure and read the brochure before you purchase any plan so you know exactly what is covered. That is a very BASIC plan and if something major happens you will have a lot of out of pocket expenses. It is always recommended to go with a comprehensive plan . We had a client fall down the stairs and needed a $30,000 surgery. Inboung Guest only pays $3960 for surgerys so be aware of what you are buying.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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