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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a potential new client interested in ExchangeGuard Choice - Insurance for for J1 Exchange Students and F1 Students. My question is: for prescription drug coverage, what is the policy maximum for the prescription drugs? I have tried to look it up but cannot find the resource on your website. Thank you for your time.
Q:My wife and I are visiting in California to attend a wedding. Are we allowed to purchase travel insurance for a two week stay with our pre existing medical conditions which give us no problems whatsoever.
Q:I am a US citizen currently living abroad i will be traveling back to Los Angeles for a few weeks and looking for insurance option in case of emergency. Which plan is suitable for this need?
Q:I am looking to buy a travel insurance for Hawaii for the family 2 adults and 2 children for travel dates of 30/10/20 to 17/11/20. We booked our tickets on 12th January 2020 and I saw under policies that I need to buy the policy 20 days after booking the flights. It is now 22 or 23 days past. I am wondering if you can make an exception and allow us to to still take out a policy please as our trip is 10 months away.
Q:I have booked a round trip from the United States, and would like to insure the trip in the case I need to change my return flight if my travelling Visa renewal takes longer than expected. I would be happy to get more information about possible plans.
Q:Would like to check with you if the attached insurance covers the cost of all medical issues related to health and pregnancy. Kindly let us know so that we can proceed with the purchase. If not this insurance please suggest us the other options which covers health and pregnancy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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