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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does this insurance cover COVID-2019 ? Thanks in advance!

A:
Your plan provides benefits for Covid-19 if contracted after the effective date of the policy. It will only cover for tests that a Dr. has ordered based on an inusreds illness and symptoms if it comes back positive, and then any treatment needed up to your plan benefit levels. The plan will not cover for any other testing, including PCR tests for travel, testing due to contact, or not feeling well and electing to go to a testing center. If you have any additional questions, please let us know.
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Q:what is the difference between visitor insurance and travel Medical insurance. i am here in usa since aug 22 and now going to travel around USA which one i should buy?

A:
The terms are generally used interchangeably. Travel Medical Insurance is designed to cover you anywhere outside of your home country, and the term Visitors Insurance is primarily directed at Travel Medical Insurance for someone that is visiting the US. In either case, if you are visiting the United States, you may purchase insurance from our website to cover you during your travel. You may view the options available and purchase a plan online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:I am a visitor to USA and i am already in USA morethan 2 months and i want to get a medical insurance , if i decided to buy the insurance when it will be effect and will i get the insurance card . becuase i am travelling in a few days and i will not be in the address stated

A:
You may purchase Visitors Insurance even if you've been in the US for 2 months. The plans can start as early as the next day, and will provide coverage for new illnesses, injuries or accidents that exist in the body or occur after the effective date. Immediately after purchase, you will have access to download the ID card online either via email or through MyAccount.
{{currentOrigin}}/answers/international-travel-insurance/can-visitors-to-the-usa-purchase-visitors-insurance-even-if-they-have-been-in-the-us-for-2-months-86042/

Q:My father has just received his green card and will leave India for US on Dec 14th. He will buy medical insurance through the exchange which will start on Jan 1. He is 86. What medical insurance can I get to cover him till Dec 31? Several plans I have tried to sign up for have declined him when I say "Yes" to "Are you a green card holder".

A:
We would not have any plans that can provide coverage to him for that period of time based on his age and green card status. If you have any additional questions, please let us know.
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Q:I live in Australia Can I book a covid cover on behalf of my friend in Cambodia

A:
Yes, you can purchase insurance for someone else. You can find our plans that include Covid-19 benefits through this link: /covid19-travel-medical-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/covid-cover-cambodia-australia-50409/

Q:I want to buy 4 months of insurance (I am applying for the Portuguese D7 visa). i do not have the date I will be leaving. It can be February,l March, April... Can i buy without having a fixed date? (the length will be 4 months)....

A:
You can purchase the Travel Health Insurance with some date in February then you can change the effective date before the coverage start date using MyAccount
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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