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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My family member is visiting twice during the year for about one month each time. Must I buy two policies? Is there a policy where I can have multiple separate coverage periods in the year, July and December for example?
Q:Do we have to prove we are on a mission from a church? or can this be our own mission?
Q:Will your insurance cover student athletes that are injured during their sport?
Q:I am a US citizen who is resident in South Africa and I am a type one diabetic. I would like travel insurance for an upcoming trip to the US. Can you help me? Mary Kassam
Q:If we purchase two visitor policies for the same person, will the benefits be additive? Meaning can I add the lifetime maximum coverage for each policy together (say 250K from one and 100K from the second one to get a total of 250K)? Also, is there any restriction on buying two policies that are underwritten by the same company? E.g. Atlas and International Major medical - both of which are underwritten by Lloyd's?PS- this is a follow up to the question here: https://www.insubuy.com/answers/visitors-health-insurance/can-i-purchase-two-visitors-insurance-policies-for-the-same-person-how-will-it-work-in-case-of-claim-80376/
Q:Can I purchase two visitors insurance policies for the same person - say one that has higher lifetime maximum but no coverage for COVID/acute onset of pre-existing conditions and a second one with lower lifetime maximum but covers COVID/acute onset?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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