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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, Our flight was delayed at the point of departure and needed to fly the next day (instead of 5pm on 11/28, had to fly out 11/29 at 9am. What is the process to submit a claim for this?

A:
You may file a WorldTrips trip delay claim from online.
{{currentOrigin}}/answers/visitors-health-insurance/flight-delayed-what-is-the-process-to-submit-a-claim-for-this-23873/

Q:1 Su seguro (viajes visitantes) tiene cobertura desde que salgo de mi residencia en Espana USA regreso a Espana.2 Prestan atencin 24H a traves de algun telfno. para conocer donde recibir atencion en caso de una emergencia luego de las 21 hora del centro de USA.3. En caso de un siniestro que requiere atencion en el hospital, la Cia de seguros realiza el pago por el asegurado del monto cubierto o debe ser pagado por el asegurado y reclamar contra reembolso.gracias y saludos

A:
Nuestras polizas pueden cubrir para viajar a cualquier pais que desea. En su tarjeta de seguro hay numero que puedes usar para llamar por asistencia 24 7 y tambien toda la informacion necesaria que el doctor necesita para contactar al seguro para pago directo Si Puede entrar su informacion en este enlace podemos cotizar todos nuestros planes disponibles. /seguro-medico-para-visitantes-a-los-estados-unidos/
{{currentOrigin}}/answers/visitors-health-insurance/seguro-de-viaje-que-paga-directo-28073/

Q:My Insurance was from Oct.17, 2022 to Nov. 16, 2022 , could not return on that date and i still in the country where i traveler " Venezuela " I need o renew the policy for 18 days from Nov. 30, 2022 to Dec. 19, 2022 . What should i do ?

A:
You can repurchase a new plan If your previous plan has expired. You can go to the link below to quote a new plan or click on purchase again in your my account Travel Outside USA: /travel-health-insurance/
{{currentOrigin}}/answers/international-travel-medical-insurance/plan-expired-still-need-insurance-71487/

Q:Hi. My daughter is a US citizen but is currently residing outside the country. She will be moving back to US as a full time University student. Can she enroll in Patriot America Plus for her health coverage during her studies? Thanks

A:
She would need to obtain domestic coverage in the United States if she will be moving back to go to school as this is not considered a visit. The Patriot America Plus plan is considered to available to U.S. citizens that are visiting the USA.
{{currentOrigin}}/answers/other-insurance/hi-my-daughter-is-a-us-citizen-but-is-currently-residing-outside-the-country-she-will-be-moving-back-70300/

Q:I am currently sponsoring a green card for my father. His I-485 is pending and we would like to secure medical insurance coverage for him.Please advise.Best,Rakesh

A:
We would need additional information to be able to advise and see if we have any plans that could cover him because he is in an adjustment of status currently. We would need to know when he arrived in the U.S. and did he enter the U.S. on a B2 visitor visa, what state he is residing in currently, his country of citizenship and his age as well. If he is elgible for any domestic insurance, that would make him ineligible for our plans. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/new-immigrant-health-insurance/green-card-i485-medical-insurance-coverage-79971/

Q:I live in Buffalo NY state and will be visiting England, France, Belgium and Spain in 2023, leaving the USA on January 13th and returning on May 25th. I am 74 years old female with a controlled heart condition. The visits will not include any cruises. I am looking for travel insurance but as the trip is a gift, medical and repatriation cover is the priority for cover ..... please advise

A:
You can find available Travel medical plans for traveling outside of the U.S. through this quote link: /travel-health-insurance/ However, the plans that we offer that can include some pre-existing condition coverage as long as someone is enrolled in a primary health plan in their home country, are not available to NY residents as you are not eligible for the plan if your mailing address is in NY. Therefore, the plans that would be available to you would cover for new illnesses that are contracted after the effective date or new injuries after the effective date of the policy. The plans will not provide coverage for preventative care, routine maintenance, or pre-existing conditions. Some of the plans will provide an Acute onset of pre-existing conditions benefit or a Sudden and unexpected recurrence benefit. I have listed information links for those benefits below. /visitor-insurance-acute-onset-of-pre-existing-conditions/ /sudden-and-unexpected-recurrence-of-pre-existing-conditions/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-health-insurance/ny-visiting-england-france-belgium-spain-usa-heart-condition-travel-insurance-medical-repatriation-63501/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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