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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Am i eligible for a short term ( 1 Year) medical insurance? i am a permanent resident living in usa for 20 yrs. i am 55 yrs old and currently not covered by my husbands insurance and am finding it difficult to get insurance from this year since i am not a US citizen. Though i was covered by humana, aetna etc i have never been to the doctor. A reply would be helpful

A:
Thank you for contacting Insubuy for your insurance needs. If you are unable to obtain a domestic plan through the marketplace you may certainly have a short term plan if it is available in your state. The option we would have available to you in this case would be the National General Short Term Medical plan. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:I have covid and I need assistance. Who can contact me to guide me?

A:
We would be happy to assist you. We would certainly recommend seeking medical assistance if need be. It would be determined at the time of service if the virus manifested during the coverage period of the insurance plan. Should you have addtiional questions or need further assistance please call our office at +! (866) 467-8289.
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Q:Hi, I just purchased an insurance called safe travels USA cost saver. I'm an OPT student who is employed right now. Will I be able to use this in case of emergencies because only after I bought the insurance I realised this plan was not listed for OPT students.

A:
That plan is fine for you as long as you maintain an active visa status and your home country is outside the United States. Should you have additional questions please call our office at +! (866) 467-8289.
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Q:Buenos dias. Quisiera saber si el seguro medico con tarjeta de credito se puede pagar en cuotas. Gracias

A:
Gracias por Contactar a Insubuy. El seguro solo puede ser pagado de una ves. La opcion que tienes es que puedes extender la poliza cada mes, aunque hay unas polizas que cobran por extension.
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Q:For a ewly graduated one in America with opt still in progress,i. e. in his grace period, what medical Insurance plan is he eligible for?

A:
You may purchase a plan from the OPT Medical Insurance section of our website. Should you have additional questions you may call our office at +! (866) 467-8289.
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Q:I'm going to Costa Rica for three months and in addition to 50,000 worth of travel health insurance that covers Covid 19, they also require 10,000 of quarantine insurance in case you need to be sequestered in a hotel for 14 days. Do you have a policy that meets these requirements?

A:
For travel to Costa Rica, there would only be one plan that will meet the minimum requirements for entry. The Safe Travels Voyager plan will have a medical maximum of $250,000, lodging benefit of $2,000, medical evacuation and repatriation coverage. Should you have additional questions or need further assistance please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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