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OPT Medical Insurance for Recent Foreign Graduates

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  • Some insurance plans do not allow people on a dependent visa to enroll.
  • Some insurance plans allow dependents only when the primary applicant is covered under the same plan.
  • Some plans allow a person to enroll only within a certain duration after arrival in the US.
  • International health insurance plans are available only to non-US residents.
  • Plans are not available based on the filter criteria that was entered; try widening the search.
  • Not all the plans are available in all the places, or for all ages.

*If entries are correct, please call us as we may still be able to arrange a plan for you.

Additionally, click the link below if it describes the coverage needed:

Temporary health insurance for US residents

Minor dependent children or spouse can not be included in the same application as the minor primary applicant.

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  • Not everyone on OPT is eligible for all OPT insurance plans, check here.
  • Coverage can start from the next day onwards or any future date.
  • OPT insurance is not available if employer insurance is too expensive.
  • After graduating, you are no longer eligible for student insurance.

If you had a domestic insurance in the past (such as from your school), look at individual short term or long term insurance instead, as you may not be eligible for plans listed in this section.

OPT Insurance for Recent Foreign Graduates

OPT insurance is a short term health insurance for recent foreign graduates until they can enroll into their employer sponsored health insurance or in other PPACA compliant health insurance. In any case, it is not a substitute for domestic major medical insurance.

What does OPT medical insurance include?

OPT medical insurance may be comprised of various benefits, some of these standard benefits may include:

As medical expenses are very high in the U.S. you should purchase OPT medical insurance until you qualify for a permanent major medical insurance plan that is PPACA compliant.

Don’t get caught without OPT medical insurance, get free quotes today!

Travel Insurance Coverage Options

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Dental Plans

Most medical plans typically don’t include any meaningful dental coverage. While people might have purchased sufficient medical coverage for illness or injuries, they forget to purchase a dental plan, until they need it all of sudden. Fortunately, we have a low cost dental plan that provides an excellent coverage and compliments the medical coverage.

Domestic Short Term Medical Insurance

In addition to the OPT medical insurance plans listed on this web page there are additional short term domestic medical insurance plans which are available to the U.S. citizens as well as U.S. residents. The minimum purchase is for 30 days and the maximum purchase is for 3 months, as per the latest government regulations. Temporary medical insurance plans provide a high medical policy maximum, typically $1 million or $2 million.

Schengen Visa Insurance

Perhaps you are taking a trip to many of the European countries for your honeymoon, just passing through on your way back to your home country, and/or need your H1 visa stamped, whatever your reason you would need to get Schengen visa which requires compliant Schengen visa insurance. We offer several Schengen travel insurance plans that can be purchased instantly and you can immediately print the visa letter and take it to the consulate.

Trip Cancellation Insurance

Now that you started your career and have steady income, it is only natural that you would like to go to take a relaxing vacation. However, if you unexpectedly get sick or injured, or some other major circumstances were to arise where you could not take your trip, what would happen to your non-refundable prepaid trip costs? Trip cancellation insurance can provide the coverage for trip cancellation and trip interruption for covered reasons.

Insurance Guide

Our insurance guide makes it very easy to navigate the complexities of travel insurance.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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