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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:is the insurance premium refundable,,,,,if cruise line cancels a trip????since there would be no risk for ins co,,,,if trip was canceled,,,,cruise line would refund the cruise costif final payment was made.thank you

A:
We would be happy to assist you. Please call our office at +1 (866) 467-8289 and advise us on the specific plan you are referring to and we can tell you the refund rules and procedure for it.
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Q:Wellness visit

A:
Please see the Wellness Visit Benefit for the Safe Travels for Visitors to the USA insurance plan for more information. Should you have additional queries you may call our office at +1 (866) 467-8289.
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Q:I am a UK citizen with a J-1 visa, accompanied by a spouse with a J-2 visa, with a fellowship at Harvard. I am looking for a health insurance scheme. Would we both be eligible for Harvard's health insurance scheme and where would we find details of costs and benefits? Could you point us to other eligible schemes and let us know the costs and benefits?

A:
If you can input your information here, we have most of the plans available in the market that meet your schools requirements.
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Q:If a government imposes travel restrictions or a mandatory quarantine period due to COVID-19 after I have purchased travel insurance but before my trip, will my trip cancellation policy cover it?

A:
The only benefit a plan could offer in this case would be cancel for any reason in trip insurance. If you do not have a plan that has such a benefit or are not eligible to purchase a plan with such benefit you will not be able to cancel the trip due to these reasons. Should you have additional questions or need further assistance please let us know. You may call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/holiday-insurance/trip-insurance-coverage-with-cancel-for-any-reason-benefit-66644/

Q:Hello, I am applying for a long stay visitor visa to stay in France for 12 months. For my application in-person appointment I need to show proof of insurance. It is required to have: Travel health insurance certificate issued by the insurance company (covering any possible costs formedical repatriation, and emergency and/or hospital treatment, for a minimum amount of 30,000, valid in France for the whole stay. I was wondering what plan would be the best to adhere to this condition. Also, if my application for a visa is denied, is there any chance of refund?

A:
You can purchase Schengen Visa insurance As soon as you purchase insurance will receive confirmation by e-mail and then you can print visa letter and other important documents from MyAccount
{{currentOrigin}}/answers/expatriate-medical-insurance/long-stay-visitor-visa-to-stay-in-france-for-12-months-looking-for-schengen-visa-insurance-80711/

Q:Is there travel insurance available (non-medical) for US citizens visiting the USA? I am a US expatriate with medical insurance coverage in the country where I live (not the USA). I am visiting the USA and want to get insurance coverage in case my trip is interrupted or postponed by the COVID-19 pandemic.

A:
Unfortunately, there would not be a plan available that would offer such coverage. You may also call our office at +1 (866) 467-8289 if you have additional questions.
{{currentOrigin}}/answers/holiday-insurance/trip-insurance-coverage-for-us-citizen-visiting-the-united-states-31029/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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