Ask Our Specialists

Thank you for contacting Insubuy for your insurance needs. It sound like you are interested in trip insurance with a cancel for any reason benefit. Keep in mind that this type of insurance would have to be purchased within a certain number of days from the initial trip deposit. You can read more about COVID-19 related travel insurance here. You may also reach us at (866) 467-8289.

Hello Manny, Thank you for contacting us for your insurance needs. Please see the below for the answers to your questions. 1. All plans on the market will offer coverage for the new illnesses and injuries that manifest in the body after the effective date of the policy, but there is no plan for visitors that will offer coverage for pre-existing conditions, preventative or routine care. There are some plans that offer coverage for the Acute Onset of a Pre-Existing condition that may serve as beneficial to you. You can find more information regarding the benefit here. As far as coverage for COVID-19, there are very few plans for visitors on the market that offer such coverage. One that would be recommended that also includes the Acute Onset benefit would be the Safe Travel USA Comprehensive plan. You may also read more about visitor insurance with COVID-19 coverage here. 2. As stated above, the plans will allow for coverage for the new things that manifest in the body after the effective date of the policy. Due to the known incubation period of COVID-19, if they were to find out they had COVID during the flight to the United States it would be more than likely that they contracted it before the start date of the policy. In any case, it is determined by the medical professional, based on the attending physician notes and lab results as per the certificate wording of the policy. Should you have additional questions or need further assistance please contact us at (866) INSUBUY / (866) 467-8289

Thank you for contacting Insubuy for your insurance needs. Although we would be unable to advise of the refund procedure for your booking in the case the border were closed, it sounds as though Cancel for Any Reason insurance would be the most beneficial to your current situation. We have a few plans with such benefit in out Trip Insurance section, but they must be purchased within a certain number of days from the initial deposit date to be eligible. For more information regarding COVID-19 travel insurance please read here.

For more information in regards to your specific plan I would recommend that you call our office for additoinal assistance.

We have numerous plans available for travel to Canada that can be found in the Travel Outside USA section of the website. The plans will cover the new illnesses and injuries that manifest after the effective date. Should you be looking for specific coverage you can reach out to us at (866) INSUBUY / (866) 467-8289. You may also read more about Canada Travel insurance here.

Thank you for contacting us for your insurance needs. We have numerous plans available for those traveling on a visitor visa to the United States. You can find the available plans in the Visitors to the USA section on our website. The plans are meant to cover the new illnesses and injuries that manifest after the effective date of the policy. They will not cover pre-exisiting conditions, preventative or routine care. Should you have additional questions you may reach out to our office at (866) 467-8289.