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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:study usa plan b I want to buy plan b before friday but I need you to fill out a form and fax it to my university please contact me as soon as possible.

A:
Please visit /international-student-health-insurance/ to purchase the insurance. After you purchase it, please fax the form to (703) 995-4571 and we will get it completed and fax it to your university. It is really?? Please clarify your question. In other words, could you please explain what you mean by your posting?
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Q:J2 visa, pregnancy question To whom it may concern, Dear Sir or Madam, I am a J1 visa holder. I am doing the post-doctoral research work in University of North Dakota. My wife is a J2 visa holder. And we will have a baby soon in this september. We want to buy a basic medical insurance that can make us eligible to stay in USA in the period of my contract. We want to buy a five-month insurance. So I just want to know how much per month for our conditions? Thank you very much.

A:
Please let me know whether your wife is already pregnant. Or is she planning to get pregnant? Thank you very much for your reply. Yes, my wife is already pregnant. And her due day is about 24 Sept. this year. We plan to buy a insurance from Oct. 1st. Thanks again. Please look at Visit USA-HealthCare at /j1-visa-health-insurance/ It meets all the requirements of J1/J2 visa insurance. You can get instant quotes, look at the plan details and make instant purchase online. If you have any questions, please feel free to contact us at any time. I have browsed this webpage your provided. Because I don't know the exact birth date of my coming baby, I cannot input my baby's information right now. If I just buy the insurance for my wife and I present time, then can I add my baby in my insurance later? Usually, how long it will take to buy an insurance? I mean if I buy insurance at the end of Sept. is it OK? Because my current insurance will expire on the last day of this Sept. Another problem is there is only one hospital "Altru Clinic Hospital" in Grand Forks, ND. I want to know if this hospital included in the insurance list. I know that from the webpage you provided, the monthly premiums is $63 for age range from 30 to 39 and $43 for age under 19 for a Plan A with $500 deductible per illness. So if I buy this insurance for my family, it should be $63 for me plus $63 for my wife plus $43 for my coming baby, and the total is $169 for my whole family per month, am I right? Thank you very much. 1. You can add the child later as long as the child is not born in US (Not US citizen). 2. Insurance can start as early as the next day or any future date you specify. Therefore, you can buy towards the end of Sept. 3. It is covered. You can verify by going to /travel-and-student-insurance-ppo-network/ and searching yourself. 4. Right. The prices on the website are accurate and up to date. If you have any other questions, please feel free to contact us at anytime.
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Q:International scholar at FL Atlantic Univ. I am international scholar on J1 visa and my wife and two kids on J2 visa. I would like to know whether your health insurance scheme is acceptable by the authorities. We were told by the Florida Atlantic University's Department of international students & scholar office that we have to purchase a policy that is recommended by them. Unfortunately your policy is not recommended by them. Hence I appreciate if you could talk to them and find out whether I could switch over to your policy. Thank you and I look forward to hearing from you.

A:
Please look at /j1-visa-health-insurance/ It meets all J1/J2 visa requirements. Please look at /exchange-visitor-insurance/ for J1/J2 visa requirements. If you have any questions, please feel free to contact us at any time. I have sent an eamil to the Director, International Students & Scholar Office, FAU asking her to give permission to switch over to your policy and waiting her decision. Please let me know whether I could pay on monthly basis for the the policy for me + spouse + 2 kids. Visit USA-HealthCare is NOT renewable policy. Therefore, you will have to pay upfront however long you want to purchase the insurance. If you pay for 1 month, and then repurchase the insurance for another month, everything will start all over again such as the deductible, co-insurance, pre-existing conditions etc. Please let me know if you have any other questions.
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Q:Medical insurance for spouse Dear Sir/Madam, I'm an International Graduate Student studying at the Syracuse University under the Fulbright Scholarship. I'm in urgent need for an insurance for my spouse who will come to join me in Syracuse. The requirements for the insurance are as follows: 1. Medical Coverage for at least $50,000, per accident or illness 2. Repatriation of remains in the amount of $7,500 3. Medical Evacuation Benefits of at least $10,000 And the insurance program shall not have a deductible exceeding $500. Please, could I receive a quotation for an plan with the above coverages? Thank you.

A:
Please look at Visit USA-HealthCare insurance at /j1-visa-health-insurance/ You will the see the brochure and other details there. You can get instant quotes and make instant purchase online. If you have any questions, please feel free to contact us at anytime. If I buy the insurance for my wife in how many days will I be able to receive the necessary papers proving that she's covered for the different requirements? Also, please, could I obtain by mail, the different elements included in the coverage? Finally, if I choose the plan, how do I proceed to buy it? Thanks so much. I really need to have the insurance in 1 or 2 days. I have answered your questions below. Please let me know if you have any other questions. 1. The papers will be mailed to next business day. 2. Yes, you can look at them at /visit-usa-insurance/ 3. Buy at /visit-usa-insurance/ I have started filling out the forms online. Please could you help me to choose the appropriate plan - A or B? The deductibles shall not exceed $500 per accident or illness. Finally, the insurance policy should comply with the these last requirements: 1. the policy may require a waiting period for pre-existing conditions which is reasonable as determined by current industry standards. 2. the policy may include provision for co insurance under the terms of which the exhange visitor may be required to pay of to 25% of the covered benefits per accident or illness. 3. Shall not unreasonably exclude coverage for perils inherent to activities of the exchange program in which the exchange visitor participates. You can choose either one. Both meet the requirements. Visit USA meets all those requirements that you mentioned.
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Q:Renewal question for protection america I am planning to buy protection america for a trip to the US, but I am not sure how long the trip is going to be. If I buy insurance for a month and then decide to renew it the next month can I change the amount of coverage eg go from 50,000 to 100,000 coverage,or go from a higher to lower coverage?

A:
You can not change the coverage while renewing the insurance. In order to make any changes in coverage after the effective date, you will have to purchase a new insurance. And when you do that, everything starts all over again such as the deductible, co-insurance, pre-existing conditions etc. Therefore, it is better to purchase the desired policy maximum from the beginning itself and stick with it. I hope that answers your question. If you have any other questions, please feel free to contact us at anytime.
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Q:Insurance for family on J-1 visa I am a 39-year-old Taiwanese and my whole family (my 37 y/o wife and 6 y/o son) will stay in San Francisco for one year starting 9-1-05. I need a medical insurance at the levels listed below: a. Medical benefits of at least $50,000 per accident or illness. b. Deductible not to exceed $500.00 per accident or illness c. Expenses associated with medical evacuation in the amount of $10,000. d. Repatriation of Remains in the amount $7,500. And I prefer your "BCL & H Basic PPO 1000 with life" plan. Can you let me know what is the monthly premium? Thanks.

A:
Thank you for your interest in purchasing medical insurance for your family. Unfortunately, as you are not US resident currently, you are not eligible to buy any Blue Cross plans. Please look at Visit USA-HealthCare at /j1-visa-health-insurance/ That is the plan you are eligible for and the one that meets all the requirements listed below. If you take $50,000 coverage with $250 deductible, it would cost $70/month for you, $70/month for your wife and $48/month for your son. You can make instant purchase online there. If you have any other questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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