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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I will be visiting Hawaii in August for 14 days and would like some advise on policies available to cover me as I had a mild heart attack in 2010 when they inserted 2 stents and have had no problems since. I was also diagnosed with crohns disease in 2009 but have had no hospital admittance or bowel obstruction issues and both these conditions are well controlled with current medications. I travel on a British passport but reside in New Zealand and am 61 years old at present ( birthday due in 15 days) and have never smoked. If you can also advise what you would consider a policy cover amount required should I need hospital treatment as I am unaware of the average costs of medical treatment in the USA but have heard it can be expensive.
Q:I am Thai citizen. I would like to ask about oversea travel insurance for Italy visa. My fight is June 28 to July 3, 2016. I will depart from Japan to Italy and return Japan. How about travel insurance policy and fee? Also, it is ok for Italy visa procedures?
Q:I am very short of time and if you could respond as soon as possible, I would really appreciate it. I will be doing research at MIT with my wife and one-year old child. I will have J-1 status and my dependents will have J-2 status. Attached is the health insurance requirement of MIT. If you could make an insurance offer meeting the requirements (for my wife and child only), I will make the purchase.
Q:I'm a PhD student from Taiwan. I'll be the visiting student researcher (with J1 visa) at Stanford University this November (staying for about 1 year). I'm looking for a suitable insurance plan that can meet the basic requirements from the school. I've checked on the website after entering my information. However, it seems to be so complicated that I still don't know which one should I choose. So, if you don't mind, would you please give me some suggestion and assistance?
Q:I am interested in getting an insurance that could cover as much maternity as possible, my situation is the following: I do NOT have US nationality. I have Spain nationality (Europe) where I currently reside and live. I would be interested to have a maternity covered insurance in the US so if I get pregnant I could go on my 7th month of my pregnancy, as a visitor/tourist to the US, where I have family, to stay and wait to deliver my baby over there. I currently have an insurance called IMG which covered my first pregnancy in the US and at the moment I am looking at other insurance options before I renew my current one. 1. Which plan will I be eligible for my situation (Spain nationality delivering in the US as a visitor) that would covers the most for maternity in the US? 2. How much do you cover for maternity? 3. Do I have to add up any rider or does the insurance itself already include maternity? 4. What are the deductible amounts? 5. Is there a maternity waiting period? what is it? 6. Does the plan include also any checkups, ultrasounds, appointments, lactation or any other tests related etc before AND after the baby delivery? 7. Does the plan include c-sections or any other complications that the delivery or pregnancy may have? 8. Does the plan include any emergencies (if necessary) for the baby after the birth? For how many days/weeks? 9. What about a pediatrician for the baby first weeks of live? Would that be covered? 10. Does my previous current insurance maternity expenses from my first baby add up and count in your plans or do I start as a right new member with you and have the full amount you offer covered? 11. Which hospitals and clinics does your maternity plan cover in the US?
Q:While filling out the form for medical insurance for parents, do you expect the U.S. address where the parents will be staying in the US for their trip? Or is their permanent home address outside the U.S. expected in the form?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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