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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for medical insurance for my mother who was born in 1948. I have filed for her I-485 immigration and have the A# from the filing. Does she qualify for regular medical insurance available in the marketplace or you have insurance options and can share more details will look forward to hearing more from you soon.

A:
Once she receives her social security number then she should be able to shop for options in the federal marketplace. As those plans will not start right away you can consider the New Immigrant plans on the Insubuy website for and interim coverage.
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Q:On a new immigrant visa, can a person get an insurance which covera dialysis cost?

A:
There is not a plan that will cover the cost for scheduled or required procedures or services such as dialysis.
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Q:My father, 76 years old, is approved for a green card. He is now in Kazakhstan and will be arriving in November with the IR5 immigrant visa, with the intention to live in the US (North Carolina) (for at least 6 months a year) and occasionally visit Kazakhstan. Is he considered a US resident? or a visitor? Until he receives his green card, which plans should we consider?

A:
We would not be able to assist in determining his country of residence but we can make plan recommendations based on either situation. If he is a visiting green card holder then the Visiting with a Green Card section would be appropriate and if he is a resident of the United States then New Immigrant section would work.
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Q:Hi, my parents have Atlas America visitors insurance. Would flu and Covid vaccines be covered under them?

A:
Unfortunately short term plans do not cover preventive care such as vaccines and are mainly reserved to cover new illness or injuries.
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Q:Does First Health have an urgent care clinic or hospital near Rancho Mirage, Ca. 92270

A:
Some plans will participate in PPO Networks and the First Health PPO network search for Trawick plans has many provider types that you can use the link provided to search in your area.
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Q:I am looking for a multicountry insurance option for 30 days (visiting 4 countries in a month timeframe). What are the options?

A:
The majority of our plans will cover someone anywhere in the world outside of their home country. We would need additional information as to where you are travleing to and from, your home country, country of citizenship, and what type of insurance you are looking for to advise appropriately. However, each plan should advise through our website where they will cover someone as well as any geographic restrictions the plan may have. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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