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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My daughter is going a school trip to USA for 5 days and the school is recommending to have a visitor's insurance to cover unexpected medical issues during the trip. Can you provide the cost for a 13 year old with 25K max policy? She is a Canadian.

A:
You can purchase a plan called Patriot America Plus for coverage for 5 days while your daughter is in the United States. The minimum purchase amount is $50K. This plan will be inexpensive for her at her age. Please review the plan details and feel free to contact us if you have any further questions.
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Q:I would like to buy a comprehensive insurance plan from Insubuy for myself and my girlfriend. We are living as common law relationship in Canada and are not married yet. When I was looking on your website to buy insurance it asked me to include spouse or not. I am just wondering if you guys consider common law partner as spouse or I have to buy two independent insurance coverage plans. looking forward to your reply!

A:
It depends on the plan. Some plans can have unrelated people on the same plan but others are for the spouse and/or dependent children. For the plans asking for spouse you would do separate applications. If an application asks for the travel companion then you can be on the same plan. It does not affect the cost or coverage. If you have additional questions please feel free to contact our office.
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Q:I am looking to get visitor's dental insurance for my parents who are visiting me from India. Please call so I can start a plan accordingly.

A:
There is no dental insurance for visitors to the US. Instead, we do offer the Careington Dental/Vision discount plan. You can purchase the plan and receive a discount off dental services. More information can be found on the Careington dental discount plan by clinking on the link provided. If you are interested in purchasing the discount plan then you can contact our office to process the application over the phone.
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Q:My husband and I are travelling (one way) to the USA from South Africa on the 16th October. Please could you quote me on travel insurance which would cover our luggage and any flight cancellations or missed connections as well as values to which they would be insured. I have requested numerous quotes and it is quite urgent for us to purchase insurance so that we are prepared for our travels so your prompt response would be greatly appreciated.

A:
Thank you for your interest in purchasing insurance through us. We can provide travel medical insurance but you can't purchase trip cancellation insurance for one way trip. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I want to purchase health insurance for my visitor. She is 83 years of age and is travelling on Oct 5th to California. She is on visitor visa and is going to be staying for 6 months. Which is the best insurance with no prior medical check up, and if i can have couple of comparisons that will be helpful.

A:
You can purchase Fixed coverage plan -Safe Travels for Visitors to USA or Safe Travels USA Comprehensive coverage plan. Below is the quick difference between those plan. Compare Safe Travels Comprehensive vs Safe Travels for Visitors to the USA We have sent quote in a separate e-mail. Please check your e-mail and feel free to contact us if you have any further questions.
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Q:My wife has the Visitors Care plan, she has been here 18 months on a K1 visa and we are married but she has not gotten her green card yet. Is she eligible for coverage if we extend her policy?

A:
No, she wouldn't be eligible to renew this plan. You can check with your employer to see if she can be added to your insurance and if not you can purchase the Short Term plan for 3 months. If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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