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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: I'm an F1 international student in the US. I'm planning to do a short visit next weekend (inside my state, NC). I'm wondering if I am qualified for the COVID-19 travel insurances listed in your website. If so, what should I fill for the time I left my home country? Since I'm already in US since 2019, and I'm not enrolled in any insurance plan. 2019 summer is the most recent time I entered the US and I remained in NC since then.

A:
You will want to view and quote insurance plans in the F1 section of our website. You will notice that there a few plans that will include the coverage for COVID-19 the same as any other eligible expense should it manifest in the body after the effective date of the policy. They will not cover pre-existing conditions, preventative or routine care. They will also meet the basic requirements for your visa type: International Student Insurance Should you have additional questions please let us know.
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Q:I am living and working In new York city and my parents will be visiting me very shortly so will Atlas america insurance cover my parents health care in new York

A:
As long as you purchase the insurance before they arrive in New York, they are eligible to purchase Atlas America. Once they are already in New York, you can't purchase for them. Atlas America would provide coverage in New York.
{{currentOrigin}}/answers/visitors-insurance-usa/geographic-restrictions-on-new-york-state-in-atlas-america-83664/

Q:Hi, I am from India, planning a visit to the US to meet my family members for a 10 day period. Am I eligible for this or should my family member in the US apply for me? I see there is need of a physical mailing address. Hence the doubt.

A:
Residence country address would be the address in India and the mailing address would be the address in the United States. You may proceed with the purchase. Should you have questions or need assistance you may call us at (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance-usa/mailing-and-residence-address-on-visitor-insurance-71748/

Q:I am looking to get a medical insurance for my father while visiting us here in Texas. He has CHF, what are our options for medical insurance in case he have exacerbation?

A:
All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. You may view and quote the available plans here.
{{currentOrigin}}/answers/visitor-insurance/pre-existing-medical-condition-insurance-for-visitors-to-the-united-states-37981/

Q:Can someone get temporary medical insurance If they have been here for over a yr, married to a US citizen and waiting for their green card? She is from the Philippines

A:
You may get a plan from the New Immigrant section of the website. Once she becomes eligible for a domestic plan she would no longer be eligible for these plans. For additional assistance please call (866) 467-8289
{{currentOrigin}}/answers/other-insurance/new-immigrant-insurance-for-someone-waiting-for-greencard-17826/

Q:I am an US green card holder living in Washington state. I will be back to US from China on October 17, 2020. Before November first, 2020, I have no insurance coverage, and want to buy a temporary insurance. I saw a visitor insurance program for short term on your company website. Does this insurance apply to my case?

A:
We would recommend a plan called International Major Medical for your case. This plan is available for you until your domestic insurance will be begin. The plan will cover any new accidents and illnesses that occur after the effective date of the policy.
{{currentOrigin}}/answers/new-immigrant-health-insurance/greencard-holder-living-in-washington-state-no-insurance-83737/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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