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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Application question for visitor insurance Hi, I would like to get insurance for a family member. He is visiting the US. However, in his passport, he has a given name but the surname field is blank. The form on your website, marks it as a mandatory field. These are his details: First name: XXX Surname: *blank* What should I type in the last name field? Looking forward to hearing from you.

A:
Thank you for your interest in purchasing insurance through us. If he doesn’t have last name enter LNU that is last name unknown. Let us know if you have any further questions. Our website is www.insubuy.com
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Q:I live in Tokyo Japan(NON U.S. citizen) and planning to visit Hawaii for vacation in December. Dec 11th-Dec.15th with ESTA. I am specifically looking for a travel insurance that covers pregnancy, I will be 24 weeks when I travel. Most places do cover pregnancy only up to 22 weeks however, I heard your company does cover up to 26 weeks. Here are my questions; 1. Is it true that Atlas America does cover pregnancy up to 26 weeks? 2. If so, for #1 I would like to go over the policy to make sure the contents of the coverage, could you kindly send me a link or PDF of the policy? 3. Currently, my return ticket is on Dec.15th, however, I might extend my stay for couple of more days, if I find available air ticket. Would it be possible to extend my travel insurance after I arrive in the U.S.? If so, please let me know how I could extend my coverage; ie. online or direct phone call etc. I look forward to hearing from you soon!

A:
Thank you for your interest in purchasing insurance through us. 1. Yes. That is true. 2. Here is the Certificate wording, Page 18, article #10 3. You can extend the policy as long as you purchase minimum for 5 days and it's daily renewable with $5 extension fees. Please read renewal information here. Atlas America brochure, instant purchase and other useful information Please feel free to contact us if you have any further questions.
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Q:I was looking at your plans and I have a few questions. In the Atlas International plan I noticed that there was coverage for skiing included. I would like to know if this covers off piste within the ski area boundary with guides. Also, would ski patrol be covered or would you need to buy that insurance with the lift ticket? Can you see anyone available or only those listed in the ppo? Would the insurance be billed by the facility or would you have to pay up front? If you can suggest a plan that would include those issues, that would be great.

A:
Thank you for your interest in purchasing insurance through us. In the Atlas Internationalplan snow skiing is excluded except for recreational downhill (no coverage provided while skiing away from prepared and marked in-bound territories). Ski patrol would not be included. You can see any provider since the concept of the PPO network is only in the U.S. Outside of the U.S. you would go to any provider and it would be up to that provider if they would expect payment up-front or if they will bill the insurance directly. If you need additional assistance please feel free to contact our office.
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Q:I had few question regarding purchase of Atlas Essential America plan for my mother who is coming from India for 3 months visit. Want to know few things like which hospital my plan is covered, etc....

A:
Thank you for contacting Insubuy for your insurance needs. Look at Atlas Essential America.
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Q:Would you please send quotes and options for a non- us citizen planning to give birth in the USA in July 2017. The insurance to cover standard natal and birthing in Los Angeles hospitals between June 16 until August 05. Please send the list of covered hospitals as well.

A:
There is no insurance exist which will covers the benefits you are looking for. You have to pay from your pocket.
{{currentOrigin}}/answers/visitors-health-insurance/maternity-coverage-for-visitors-planning-on-giving-birth-in-us-27453/

Q:My wife and I are traveling to Austria and France later this month. Our visa appointment with French embassy is on Nov 16 and we want to buy the insurance that will cover us from the Schengen visa requirements perspective. I have purchased this insurance with insubuy twice in the past and I believe I had purchased Atlas International with $0 deductible. You guys know the requirements for Schengen visa, please let me know when you get in office on Monday when we can get on the phone and close this quickly as I have my visa appointment on Wed of this week with French embassy.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan with $50k and $0ded which meets all the Schengen visa requirements. You will receive confirmation by e-mail and you can download visa letter and id card within 20-30mins. Insurance quote has been sent you in a separate e-mail also. Please let us know if you have any further questions.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-insurance-with-atlas-international-plan-37275/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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