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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm in the USA and my knee pain so back. I was seen by Ortho doctor. He stated I needed a total knee replacement. Would this insurance cover this?

A:
Thank you for contacting Insubuy for your insurance needs. However, there is no coverage that will cover for pre-existing conditions or needed medical treatment. Plans will only cover new accidents and new illness that occur after the effective date of the policy.
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Q:I will be travelling to Atlanta, Georgia this week. I will be buying Travel insurance of $50,000. I wanted to check, if the insurance coverage is limited to one city only or is it applicable all over USA.

A:
Most of the plans are international will provide you coverage anywhere in the world except your home country and in US you will get coverage in state. Please let us know which insurance plan are you planning to purchase. If you have any further questions feel free to contact us.
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Q:I'm going to Oregon in 22 April, like a visitant research/student in Oregon State University. I'm looking for a health insurance with these characteristics: Medical Benefits of at least $100,000 per accident or illness Repatriation of Remains in the amount of $25,000 Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 A deductible not to exceed $500 per accident or illness Now, I'm in Brazil. Please let me know if is possible a quote and to contract the insurance. The period of insurance is 1 month.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets J1 visa requirements. You can purchase Atlas America plan with $100,000 coverage and less than $500 deductible. You can look at other plans for J1 visa. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:I was referred to you by someone who has used your visitor medical insurance previously. I actually have an immigration visa to the US and upon entering the US on April 5th, I will become a permanent resident. I am expecting to start work around June 6th but I obviously need medical insurance between the time I enter the US and until I start work and get medical insurance cover through my employer. Am I eligible for the visitor medical insurance, even though I will become a US permanent resident when I enter the US?

A:
Thank you for your interest in purchasing insurance through us. You can purchase any of the plan from New Immigrant section. A very popular plan is Patriot America. If you have any further questions feel free to contact us.
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Q:Looking for a travel insurance to cover emergency medical evaluation from Kailash-Manasarovar,Tibet

A:
You can purchase Atlas International insurance for Kailash-Mansarovar trip. Kailash-Mansarovar Yatra Travel Insurance Please review this and if you have any further questions feel free to contact us.
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Q:Can I buy Atlas America Comprehensive Travel Insurance policy from India? Do you have any tie up or any other arrangement in India?

A:
The Atlas America plan may be purchased from India. You may purchase with a credit card which has an American Express, Visa, MasterCard, or Discover logo. To purchase you may use the link below, or over the phone by contacting our office at (866) 467-8289
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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