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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents are in the process of moving to the US from Canada. I have looked over several of your insurance plans, I am not sure which would suit them. My father is 67, with coronary artery disease and type II diabetes only requiring oral medications. My mother is 65, with hypertension and osteoarthritis. I am looking to have any acute issues that could be due to their pre-existing conditions covered, as well as routine care if possible. Please advise and provide quotes.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided we would recommend purchasing a plan from the New Immigrants section of the website. There are no plans available which will provide coverage for pre-existing conditions. Please use the link provided below to view available plans, and purchase. You may also purchase over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions, please let us know. New Immigrants
{{currentOrigin}}/answers/new-immigrant-medical-insurance/health-insurance-plans-for-new-immigrants-with-pre-existing-conditions-51468/

Q:Do you offer a supplementary insurance against bike theft besides a standard travel insurance?

A:
No, we don't offer bike theft insurance.
{{currentOrigin}}/answers/international-travel-medical-insurance/motorcycle-theft-insurance-63663/

Q:I am a international student from University of Texas from Arlington, I would like to waive the insurance my school offered, could you check which insurance plan apply to the criteria my school offered? If there is a plan suitable for me how can I purchase it? If my school think the insurance plan is not applicable, can I get a refund? How much is the insurance annually? FYI I am 29 The criteria as attachment.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the available plans will not meet the university requirements since they require an ACA plan. For you to get an ACA plan you will have to purchase the one the school offers.
{{currentOrigin}}/answers/international-student-health-insurance/eligibility-requirements-for-university-of-texas-arlington-21504/

Q:I am a international student from University of Texas from Arlington, I would like to waive the insurance my school offered, could you check which insurance plan apply to the criteria my school offered? If there is a plan suitable for me how can I purchase it? If my school think the insurance plan is not applicable, can I get a refund? How much is the insurance annually? FYI I am 29 The criteria as attachment.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, the available plans will not meet the university requirements since they require an ACA plan. For you to get an ACA plan you will have to purchase the one the school offers.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-university-of-texas-arlington-48082/

Q:Good afternoon. I am interested in the smart health insurance for students. I will be studying in Italy, but I want to know if this insurance covers the medical visits and with whom would I need to contact in Italy in order to use the insurance.

A:
Thank you for contacting Insubuy for your insurance needs. Are you in the section of our website for Study Abroad ? If you purchase a plan to cover you in Italy and need to see a provider then you contact a provider. You don't need to contact anyone else in Italy to be able to use insurance. Any new illness or injury that occurs after the effective date of the plan. Most plans do not cover any pre-existing conditions, preventative care, or routine maintenance.
{{currentOrigin}}/answers/international-student-insurance/general-questions-about-international-student-insurance-77800/

Q:I plan to visit Singapore for about a week (say from 15 to 25 October) and I would like to understand the types of travel and medical insurance that tourists to Singapore typically buy for such visits. Thanks

A:
You can purchase the plans in the Travel Health Insurance for Travel outside of the United States . These plans will cover any new accidents or new illnesses that happen after the effective date of the policy. Please use the following link to review the plans: Travel Health Insurance Outside the USA Feel free to contact our office if you need any additional assistance.
{{currentOrigin}}/answers/travel-medical-insurance/health-insurance-for-traveling-overseas-56600/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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