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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm coming to Ohio in 2 months time to have an elective surgery im very well with no pre existing conditions but I'm wanting some cover in the unlikely event if something were to go wrong Please could you advise me as to whether you could help with a policy.

A:
We would be glad to advise. All plans on the market for visitors cover for new illnesses and new injuries that occur or manifest after the effective date. They do not cover things that are preventative, routine, or pre-existing. If you were to have complications from the elective surgery, those things would not be covered. Elective procedures are not covered under visitor plans, and therefore they will not cover anything related to, or caused by the procedure. Please let us know if you have additional questions.
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Q:Do you provide health insurance in the USA for Green Card holders?

A:
Thank you for your interest in purchasing insurance through us. We have some insurance plan for green card holders. Please visit our New Immigrant insurance section in the link below: New Immigrants Please enter appropriate criteria. You will find plan and compare them side by side. Please feel free to contact us if you have any additional questions.
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Q:I plan to study at UCLA Extension, but I don't see UCLA on the list of schools. Can I still purchase health insurance for it?

A:
Thank you for contacting Insubuy for your insurance needs. The policies will meet standard requirements so as long as your school do not have any specific requirements, the plan would work for you.
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Q:I'm an American living in China year round. I need to travel to the US for business and would like to purchase short term health insurance for my trip. I will be there from January 15-25. Could you please give some options?

A:
We would recommend you reviewing a plan called Patriot America Plus that will cover a U.S. citizen in the U.S that resides in another country. If you have any questions about the plan please feel free to contact our office.
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Q:My wife name on passport is: xxxxx . No differentiation of first name of last name. How should we write her name when apply the insurance for her?

A:
Thank you for contacting Insubuy for your insurance needs. You would fill out the first name and put the last name as LNU for last name unknown. Please let us know if we could be of any further assistance.
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Q:I am looking for health insurance for three months starting on the 13th February. I will be studying at FIU University as a Courtesy Research Associate. The form enclosed lists the stipulations and benefits any insurance would have to cover. Please can you tell me if your company provides appropriate cover for my needs and the cost.

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend purchasing the Student Secure Select or Elite plan options. You mayYou may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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