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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Can I give birth in the US? I am 2 months pregnant and already have a correspondent with a doctor in Texas. I can pay for all insurance and other unplanned expenses that raises. I am planning on getting a childbirth visa. I don't mind being guided properly by Insubuy as I have not been privileged to travel before.
Q:I'm looking for a visitor insurance for my mom (traveling from India) aged 71 years, with a pre-existing condition (diabetes, BP, also needs regular blood tests). After some research, I've narrowed my choices down to Cover America Gold, Patriot America Plus and Trawick International USA Comprehensive, because of their higher coverage for PEx-Cs. I was hoping that you can answer the following queries for me. - Can you please give any more insight into which one is best among these three, with the best coverage network (in South Bay Area, CA) and the least deductible and premiums? - What is the typical deductible for a $50K or a $100K policy? - Also, what is the suggested policy limit I should take for her? Will $50,000 maximum coverage suffice in the event of hospitalization, or is it advisable to go up to $100K? - My father, aged 81, is quite fit and has no health issues. Which insurance would you suggest in this case, considering that he won't be needing any PEC coverage?
Q:My mother will be travelling to US to Visit me for 4 months. She has undergone angioplasty last year. I want to buy a comprehensive insurance policy which would give me cover for any heart related emergency problems. Will the policy cover any emergency heart related problem? I want to emphasize on the word emergency here. Or will it be considered as preexisting condition and no cover will be provided for the same. Please let me know of the comprehensive plans that would provide healthcare cover along with the above said
Q:The cards I received for this policy have the wrong spelling in the name. How do I go about getting this changed to the correct name?
Q:I would like to know about the Study USA preferred 500 plan. About prices, etc. I am planning to study at the University of Central Florida the next semester and they recommend this insurance plan.
Q:I'm interested in WORLDWIDE THEFT coverage. I'm planning to insure my Macbook, which is worth approximately $2000. It's my livelihood and I can't afford to replace it if anything happens to it. I'm planning to visit some development sites in places such as Ethiopia, DRC and India, and I once had my computer stolen from me (so that's why I wanted insurance -- I won't let it happen to me again!!!) Anyway, I need to know what conditions apply if i purchase this insurance from you. I need to know that if something happens to me and my computer while I'm out there traveling --- you're not going to claim some strange condition and tell me that I'm not covered. What conditions will apply to this coverage? I'm a US resident, currently serving in the US Peace Corps. Do you have an appropriate insurance product for me?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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