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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am visiting the US on a J1 visa and need coverage that meets university requirements: I would like a quote for a policy for six months that meets the above. Thanks

A:
Unfortunately, with your universities requirements there are no plans that we could offer you for coverage.
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Q:I am looking for getting a comprehensive insurance that would cover any preexisting conditions while they are here in US. One of them aged 72 and the other 58. Can you advice me the best plan and they will be staying between mid of Nov until 1st week of April.

A:
Thank you for your interest in purchasing insurance through us. We do have plans that will cover a visitor to the US but none that will include coverage for their pre-existing condition. There is no short term plan on the market that will cover pre-existing conditions for visitors to the US. Also due to the different age groups they would need to do individual applications.
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Q:We have offices all around the US so the UK employees could be traveling to any one of them. Is it possible to get an estimate for coverage for accident or sickness while traveling in any of the US states? The US Visa waiver program allows British Citizen passport holders into the US for up to 90 days without a visa.

A:
These visitors will be traveling on the VWP (Visa Waiver Program or ESTA) so there are several plan options that would be available to them for coverage. The reason we require state are some states have very restrictive insurance regulations and will not allow certain plans. Please let us know the destination states so that we may advise.
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Q:I plan to travel with my family from Brazil to Portugal and United Kingdom on January/2017. How can I quote on line the Patriot America travel insurance with two countries destinations? Can I just inform only one country?

A:
Thank you for contacting Insubuy for your insurance needs. You are able to generate a quote for the Patriot Travel series plans., As the plans will cover you anywhere outside of your country of citizenship you are not required to list every country you will be visiting. Please use the link listed below to generate a quote for coverage. Contact our office if you need any further assistance. Patriot America
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Q:I would like to buy insurance for my spouse (J2) via your website but it has to meet certain requirement (asked by my visiting university) which I cannot find offered in your standard plans for J2 visa. Here is the mentioned requirement: Pre-existing conditions has to be covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Pre-existing conditions must have a $100,000 per illness medical coverage. Could you please let me know if any of your regular offers include this?

A:
Thank you for contacting Insubuy. After reviewing your requirements, there are no plans available which will meet your requirements. If you have any additional questions please let us know.
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Q:One of my friend told me that INSUBUY have a plan of almost 100-177$. Just share about that plan

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. We would be more than happy to send you a quote and recommend a plan but first we will need more information. Can you please state the ages of the potential insureds their visa status travel dates and state in which they will primarily visit? You may also obtain a plan recommendation by contacting our office at (866) INSUBUY and speaking with a licensed agent. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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