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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am a US citizen living abroad and I plan to buy insurance for a short visit home. When I arrive, I will need to get tested for corona. Can you please tell me if the insurance I purchase will cover the testing? I am getting the Patriotic America Plus package. thank you!

A:
The plans that include coverage for COVID-19 will allow for the coverage of testing if it is deemed medically necessary. They will not cover the COVID-19 testing in the case of it being required for travel. In that case you will have to pay from your pocket.
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Q:I'm flying from Colombia to Orlando Florida for 18 days with my mother the one who requires medical travel insurance, she is 87 year young, with a pre-existence condition of high blood pressure. Is she can be cover? And how much is the cheapest insurance you have, place sent me some info, thank you. Dates, from dec-17 to January 3.

A:
We have numerous plans available on our website that you can view and quote here. the plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please call our office at (866) 467-8289.
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Q:My mother-in-law's cabin bag was stolen from airport. Is cabin bag covered in visitor insurance ? if yes, How can I file claim for Cabin bag ?

A:
Thank you for contacting Insubuy. Please provide the certificate number so we are able to better assist you. You may also call our office at (866) 467-8289.
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Q:I have a question regarding this policy: https://www.insubuy.com/safe-travels-multinational-trip-protection/holiday-insurance/ If I need to cancel my trip (to the Maldives) because I test positive for covid, will that be covered? Does the fact that my home government (UK) advises against "all but essential travel" negate this? What if I am unable to travel because the covid test required by the Maldives authorities is not processed in time? Would that be covered?

A:
This plan would not offer such coverage. Should you need additional assistance in finding the proper coverage for your situation we recommend you call our office at (866) 467-8289. Alternatively, you may read more information here.
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Q:HI, I am traveling to Thailand and want to make sure the plan selected meets all requirements for entry in Thailand. Can you advise which meets the standards?

A:
You can purchase COVID-19 travel medical insurance for Thailand
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Q:DOES THIS POLICY COVER COVID?

A:
We would need to know which policy you are referring to in order to better assist you. You may view more information about visitor insurance plans that include COVID-19 coverage here. If you have additional questions please let us know.
{{currentOrigin}}/answers/travel-health-insurance/coronoavirus-medical-insurance-coverage-for-visitors-to-the-united-states-94991/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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