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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Will the "Travel Insurance" pay for the "Non-Refundable Hotel" if our Airlines cancels the flight for any reason?

A:
There are numerous trip insurance plans that could offer such coverage in the Travel Insurance section of our website. Please be sure to read over the certificate wording of the plan for full list of benefits. You may also call our office at +1 (866) 467-8289 for a personalized recommendation.
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Q:I do not see the item of benefits in the event we have to stay for quarantined due to COVID 19 or other illness. How much is the daily benefit and the maximum amount for shelter and meals

A:
Can you please advise of the specific plan you are referring to
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Q:TRYING TO PURCHASE COVID INSURNACECAN'T CHANGE DESTINATION TO ROME, ITALY...ON A CRUISESTATES US is grey out

A:
Usually that would mean that you are not purchasing a plan that works for travel outside the U.S., rather coming to the U.S. Travel Medical Plans for travel outside the U.S. can be found through this link: /travel-health-insurance/ If you have additional questions, please let us know.
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Q:Is UTI covered?

A:
While your plan does not list UTI as an excluded benefit, the plan will not cover any pre-existing conditions. If the UTI manifested prior to the effective date of the policy, it would not be covered. If you have additional questions, please let us know.
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Q:Hi, for the Diplomat insurance... i understand you don't cover a rental car, but will I be covered if I am injured in a rental car? Thank you.

A:
The Diplomat America insurance will exclude medical expenses resulting from a motor vehicle accident in excess of that which is payable under any other valid and collectible insurance. Please read over the certificate wording to familiarize yourself with the benefits of the plan. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Hi,I jusr want to know if I should pay the coverage for a certain period of time and then extend it monthly?

A:
Thank you for contacting Insubuy for your insurance needs. Since you are on a J visa it is required that you have insurance for your entire stay in the United States. Due to this rule, we recommend purchasing for the entire stay at once. There a few J visa insurance plans that will give you the option to pay all at once or pay monthly. You may view the StudentSecure and the Study USA insurance plans as both will monthly payment options in the application. If you have any additional questions, please contact our office at +1 (866) INSUBUY 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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