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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Patriot America PPO network I am looking for Insurance for my In-Laws for 4 month starting from 9 March. I want to know does Health Partner's Stillwater Medical Group/ Lakeview Hospital is in network of Patriot America insurance. Address: Stillwater Clinic (Main Campus) 1500 Curve Crest Blvd Stillwater, MN 55082 Lakeview Hospital Campus (Ob/Gyn & Urology) (Located inside of the hospital) 921 S Greeley, Stillwater, MN 55082-5935 Please confirm the same to me so I can proceed with purchase.

A:
Thank you for contacting Insubuy. We were unable to locate the providers listed below. The closest Stillwater Clinic location was the Healtheast Stillwater Clinic on Curve Crest Blvd. I have emailed you the list of providers in your area. You may also contact the providers directly and verify if they are contracted with the Coventry/First Health PPO network. With the Patriot America plan you may visit any provider, but you would be responsible for the out of network 20 percent coinsurance after the deductible. If you have any additional questions please let us know. Patriot America Provider Search: /international-medical-ppo-network/
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Q:H1 visa medical insurance I'm in Saint Joseph, MI came here on H1 visa , i m planning to get my family (spouse and 1yr kid) in May 2016, I'm unable to enroll in my employer provided insurance, can you please suggest me what is the best insurance plan to take for both of them.

A:
Thank you for contacting Insubuy. Based on the information provided I would recommend the Patriot America Plus plan. This is a short term health insurance plan which is designed to cover new illnesses, injuries or accidents which occur after the effective date of the policy. You may review the plan details by using the link below. You may purchase online, or over the phone by contacting our office at (866) INSUBUY. Patriot America Plus: /patriot-america-plus-insurance/ Can you please help me with below questions : 1. My family is going to stay with me till my Visa expires, they are not coming for a short term, still am i eligible to take this plan ? 2. Is it mandatory that i should put them in my employers group insurance plan? means can i stay in my employer insurance plan and for my spouse and kid can i take this plan ? 3. Important : what all will not be covered with this plan than compared to general employers insurances ? 4. As my kid is just 1 yr old, does this plan cover all the illness for him, including Immunity tests and others ? 5. Does it cover all illness and maternity for my spouse ? 6. What is the general practice of claiming the insurance ? do we need to go network hospitals or any where ? 7. Does this also cover travel insurance, they are coming from India, is it valid from the date when they fly out from India to Chicago? This plan is primarily designed cover the insureds medically anywhere outside of their home country. Please do keep in mind the insurance coverage dates are based on U.S. eastern standard time. You may want to add a day to the effective and expiration dates as needed. If you have any additional questions please let us know.
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Q:Visitors Care plan Kindly advise me on the following questions. 1.Can I buy the insurance from India before i reach USA? If so can i post a check in dollars to you along with the application form? I wish to give the US address of my son to receive the id card and papers etc.Is it possible? 2.I am 72 years old and my spouse is 65 years old .We wish to take Visitors care insurance.In such case are the premiums shown on the calculator are the latest or not ?. I worked out as under for 25000 limit for 100 deductible self $214.74 and for spouse $133.20 = $347.94 For 50 deductible of 25000 limit self $225.84 and for spouse $144.30= $370.14 Kindly confirm. An early reply is much appreciated

A:
Thank you for your interest in purchasing insurance through us. Yes. You can purchase insurance before your travel date. You don’t need to mail the check by regular mail because of overseas and we will not get check on time. You can do payment through e-check credit card or debit card,. In the application you can provide on whichever address you wants us to mail the card. You need to do separate application for you and your wife because your age is 70+.. As soon as you purchase insurance you will receive confirmation by e-mail which will have link to print id card and other important documents and physical card will be mailed to you by regular mail. Visitors Care brochure, instant purchase and other useful information, /visitors-care-insurance/ Please feel free to contact us if you have any further questions.
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Q:I am a student in UTA (F-1 Visa) and I am looking for a health insurance plan that meets UTA regulations.

A:
There is only 1 plan that could work for coverage for your University. Please use the link listed below to review the plan details and to generate a quote for coverage: Navigator Student Insurance Confirm with your University to see if they will accept this policy for coverage if you deem it as a viable options.
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Q:Travel to USA - Pre-existing conditions coverage insurance Hello from New Zealand. I am looking at taking out travel and medical insurance with you, and have a couple of questions which relate to pre existing medical conditions. Could you please put me in touch with someone who may be able to confirm (or otherwise) whether they are covered under one of your policies. Many thanks for your help.

A:
Please call our office at (866)INSUBUY. Any agent in our office will be glad to help you. Or provide your contact information will be glad to contact you via phone. Or you can send us an e-mail with your questions. Hi, thanks for responding. I am looking to buy coverage whilst travelling to and from, and whilst staying in the US for approx. 3 weeks in June. The specific question I have relates to a pre existing medical condition. I am under medication for hypertension and AF having had a series of strokes 3 years ago. No reoccurrence since then. Should I have a reoccurrence whilst in the US, which policies do you have that will provide me with coverage? Insurance will pay for any new sickness, injuries or accidents that may occur after the eff. date. No pre-existing and preventive care. However, Atlas America has Acute onset of pre-existing conditions. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ You can purchase Atlas America plan which has coverage for acute onset of pre-existing coverage for age below 70. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions feel free to contact us. Thank you for the very quick reply - what great service. I am not planning to have an incident whilst in the US, but I did want to ensure that should I have a re-occurance, that at least I would be covered. I have now spoken to “Romane”, who called me as a follow-up. I would like to congratulate you for such excellent service, and Romaine was most helpful and knowledgeable. I will definitely purchase a policy through you, (either Atlas America or Patriot America Plus).
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Q:Travel to USA - Pregnancy coverage insurance I have visited your web-site and have few question. I might travel to the USA from mid-September 2016 to mid-February 2017. (USA Visa type B1/B2) Can you please advise, if the plans (A, B, etc.) you are providing cover for pregnancy and related expenses. and to what extent? thanks in advance,

A:
Thank you for your interest in purchasing insurance through us. There is no insurance that covers pregnancy for an international visitor. Only few plan covers complication of pregnancy up to 26wks. Please read more about that plan using link below. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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