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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want to enquire if flu shot will be covered for my student insurance. I am planning to take flu shot at Bartell's. Could please clarify my doubt if it will provide the coverage?

A:
Short term medical insurance plans do not cover the cost of immunizations so this cost would be out of pocket expense.
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Q:How can I contact someone who will help me compare insurances? I need a comparable insurance to my college's insurance.

A:
If you need to contact us for assistance, we can be contacted through the chat feature on the Insubuy website, or by calling our office directly at 1-866-INSUBUY. You can also email your school requirements to info@insubuy.com for us to review.
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Q:"COVID 19......INCLUDED". IF I CHOOSE THE $50,000-$60,000.... WILL THIS SATISFY THE Costa Rica REQUIREMENT "...must cover at least $50,000 in medical expenses in the event they contract COVID-19 while in Costa Rica; and will cover a minimum of $2,000 in lodging expenses for any issues related to the pandemic"

A:
We do have plans that can meet the medical benefits for Covid-19 and those plans can be found here: /covid19-travel-medical-insurance/ However, there are no plans that will cover the lodging benefit they are requiring. The only place we are aware of that you can obtain the lodging coverage is Costa Rica directly. So that would have to purchased separately from them. If you have any additional questions, please let us know.
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Q:if we get denied boarding due to a failed covid test are we covered?

A:
If you have a policy we would recommend reaching out to one of out licensed agents in our office so that we can provide you with plan specific information. In General the plans will cover you medically for COVID related expenses. This would include test that are dome out of medical necessity (request by a physician) and any necessary treatment if required. Elective testing for Covid-19 is not covered by any plan. For the plans that have Covid-19 coverage, you would have to be displaying enough symptom for a Medical Doctor to determine that it is medically necessary to test for the Covid-19 and they order the test. Only under these circumstances is testing for Covid-19 covered.
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Q:I'm an Indian and travelling to Dubai on a short visit for leisure and I must get a travel insurance which covers Covid hospitalistation. Which one would you recommend I should get?

A:
There are several plan options for Dubai Travel that will offer coverage for COVID-19 that manifests after the effective date of the policy.
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Q:hello I am since march in thailand and I want to have an health insurance for about 2 month. My age is 53 and I am living in germany. How much is an insurance and what is coverd and what is not coverd? Is there a waiting time? Can i extend the insurance?

A:
There are several plans that will cover you anywhere outside of your home country. The plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. Plans will not cover pre-existing condition maintenance, immunizations or related medications. Most plans will be extendable and it will be stated on the website. You can look at the Travel Outside the USA section of the website for available plans.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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