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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Buy Insurance for Son US citizen I'm trying to purchase a insurance for my family. My wife and I are Chinese citizen and my son is US citizen. It seems like my son cannot join the insurance. Because I cannot find the US citizen in the citizenship block. Can you help me to figure out what should I do? Thank you.

A:
Thank you for contacting us for your insurance needs. Are you coming to the US for a visit? What visa type will you be on? If you will be coming for a temporary visit to the US on a visitor’s visa then your son can go with Liaison Continent plan. You will have to purchase separate plans. Liaison Continent plan details and instant purchase link: /safe-travels-usa-comprehensive-insurance/
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Q:Trip Cancellation insurance for a cruise looking for trip cancellation insurance for a cruise

A:
Thank you for contacting Insubuy. There are several plan that are available for trip insurance. Before we can properly recommend a plan can you please verify where you need trip cancellation coverage (in or out of the U.S.). As well as the amount of days of coverage that you will require. Upon receiving this information we can properly recommend a plan for coverage. Thx for your email. We are going on a cruise trip and total duration will be 15 days including travel. Destination is Antarctica . Trip cost is approx 20k USD per person. Please see the following plans for trip cancellation options. This plan are designed for coverage for non us residents. To get further assistance please feel free to contact our office. Hello and thanks for the response I am able to access the links but after I enter all the details the page gives an error What is the difference between the 2 options you suggested below? Here are some details which may help you: Trip duration: 15 days Trip type: cruise Trip destination: Antarctica Trip pax : 2 - age 37 (m) and 33 (f) For your review we have attached links to the brochures for each plan that you can review to see all the plan details for each plan. Please feel free to contact our office. Each plan will cover for trip cancellation up to your selected dollar amount for any eligible unforeseen reason for cancellation on the policy. These reasons can include but are not limited to sickness, injury or death to the insured person or traveling partner , Primary residence being made uninhabitable, or job termination etc. Please use the brochure to see specific benefits for each plan.
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Q:Quote for Medical Travel Insurance I found your contacts via the state.gov website. I am looking to purchase a Medical Travel Insurance to cover my mother who will be visiting her relatives in San Diego, California. She is a Filipino citizen (Philippines), 66 years of age at the time of the travel. She will be travelling to San Diego, California on 07 August 2016, and will be back on 11 Oct 2016. I need her covered for the said period plus 1 week in case of extension of her trip. Please provide a quote and your requirements.

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from many companies. she is planning to stay in US from 08/07-10/11. Please purchase insurance for that duration and if she needs to extend her trip you can extend the insurance also. We have sent you quote in a separate e-mail. Please check your e-mail. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Need information regarding Patriot America insurance policy I purchased patriot America policies for may parents last year when they visited for 3 months here in USA. They are coming this year also for 5-6 months. can the same policies be renewed or I need to purchase new policies altogether? Please advise.

A:
It would be a new purchase. You can repurchase the plan online through the link below or you can contact our office and one of our agents can assist you with the purchase over the phone. Patriot America Plus information and instant purchase link: /patriot-america-plus-insurance/
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Q:Health Insurance question My parents visiting US for few month. I would like to get health insurance for them. Could you please provide detail information about health insurance coverage?

A:
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know your parents age, travel date, which state do they need coverage? Once we have these information will be glad to suggest some insurance plan accordingly. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Have a great week! My Dad age is around 70. He came US on June 23, 2016. he will stay till December 20. We are in Ellicott City, Maryland. 1. Do you have health insurance plan for Maryland? 2. How much does the insurance cover? 3. Could you please provide the insurance details? Thank you for your quick response. You can purchase Safe Travel USA Cost saver plan. Safe Travel USA Cost saver brochure, instant purchase link, /safe-travels-usa-cost-saver-insurance/ We have sent you quote in a separate e-mail. Please feel free to contact us if you have any further questions.
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Q:Request for health insurance quote Dear Team, I am looking for health insurance for my parents who have come to visit us in USA. Below are dates and details for your information. Gender - Male Age 64 Policy required period - 20th July to 3rd Nov Gender - Female Age 59 (60 in jul) Policy required Period - 20th July to 3rd Nov 2016

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from most of the major companies available in US market. Essentially all the plan fall into two categories fixed and comprehensive. You can purchase any of the comprehensive plan like Atlas America or Patriot America plus. Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans and you can also compare them side by side. We have also sent you quote in a separate e-mail. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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