Travel Medical Insurance for Students Studying Abroad

Medical Insurance for Studying Outside the USA

  • Study abroad insurance plans are not Affordable Care Act (ACA) compliant.
  • Parents can purchase the insurance on behalf of their children.
  • All plans include medical coverage, emergency medical evacuation and repatriation of mortal remains.
  • Date of birth and name are required to apply for study abroad insurance plans, but passport number is optional in many plans.
  • In addition to the medical insurance, if you need Kidnap & Ransom Insurance, it is available separately.
  • Insurance coverage can start as early as the next day or any future date you specify.
  • Study abroad insurance plans do not work the same way as your domestic health insurance at home. Make sure to read the certificate wording carefully.

Study Abroad Insurance

Study abroad insurance primarily provides emergency medical expenses while studying abroad as well as emergency medical evacuation and many other benefits.

What does study abroad insurance include?

Study abroad insurance may be comprised of various benefits, some of these standard benefits include:

Studying abroad can be fulfilling and exciting.

Don't get caught without study abroad insurance, get free quotes today!

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Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

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Frequently Asked Questions About Study Abroad Travel Insurance

  • Do I really need travel insurance for studying abroad?

    Next to packing correctly, buying study abroad insurance is one of the most important steps for international students. Without it, a single illness or injury could have major financial consequences.

  • What is covered in study abroad insurance?

    While the benefits of travel insurance for students studying abroad can vary by plan, most student study abroad insurance can cover:

    • Emergency medical expenses – For any new illnesses or injuries the student suffers after the effective date of the policy.
    • Trip interruption – If the student needs to interrupt their trip and return home early, study abroad insurance can cover necessary transportation costs.
    • Emergency medical evacuation/repatriation – If deemed medically necessary, the student’s study abroad insurance can pay for emergency medical transport to another location, or even back to their home country.
    • Emergency reunion – Can pay for a parent to travel and be at their child’s side in case of a medical issue.
    • Sports activities – Certain study abroad plans can cover sports activities as part of the base coverage, and others offer it as an additional coverage option.
    • Accidental death and dismemberment – In the event that the student were to pass away or lose a limb or limbs due to a qualifying event, this benefit would pay a lump sum to the beneficiary.
    • Ancillary benefits – Can include lost ID assistance, emergency cash transfer, natural disaster assistance, and other benefits that vary by plan.
  • What should you consider for insurance when studying abroad?

    The first things you should consider for study abroad insurance are the premium and policy maximum. Is the plan affordable to you, and can it pay sufficient benefits in the event of a claim? Beyond that, make sure the study abroad insurance can provide coverage for all of the international student’s activities, including athletics and extreme sports, if applicable.

  • What is the best insurance for students to study abroad?

    The best student insurance for study abroad depends on the student’s budget, planned activities, and desired level of coverage. We recommend filling your information in the quote form above and getting instant quotes for many of the top study abroad travel insurance plans.

  • How can I get insurance for students to study abroad?

    Getting insurance for students who study abroad is simple. Just plug your information into the quote form above, compare multiple plans side by side, and make an online purchase in minutes!

  • How much does insurance for studying abroad cost?

    The cost of study abroad insurance can vary depending upon the desired policy maximum, coverage details, and trip details. Submit your information in the quote form above to find the perfect study abroad insurance for the best price, guaranteed.

Study Abroad Insurance

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Schengen Visa Insurance

Studying in Europe can be exciting as you can visit many beautiful countries and study at the same time. U.S. citizens studying over 90 days and most non-U.S. citizens are required to carry Schengen travel insurance, which can be purchased instantly and you can also print the visa letter instantly to present it to European consulate.

Trip Cancellation Insurance

Trip cancellation insurance primarily provides coverage for prepaid non-refundable trip costs in case you need to cancel your trip for covered reasons. Some travel insurance plans also allow you to cancel for any reason which would make your plans to study abroad completely worry free.

Exchange Visitor (J Visa) Insurance

U.S. Department of State requires all exchange visitors and their dependents on J visa in the U.S. to purchase J visa medical insurance that would provide $100,000/incident medical coverage, $50,000 in emergency medical evacuation and $25,000 in return of mortal remains. Such insurance plan can be purchased for J1 visa holder only, J2 visa holder only or for both.

International Student (F Visa) Insurance

Most international students studying full time on F1 visa and their dependents on F2 visa in the U.S. are required to have sufficient health insurance during their stay in the U.S. Many school sponsored health insurance plans are expensive but they allow you to buy a comparable student health insurance from a third party.

Insurance Guide

Our insurance guide makes it very easy to navigate the complexities of travel insurance.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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