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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My spouse is working as a teacher in San Francisco on J1 visa and her insurance is covered by her employer. As I want to buy Insurance policy for J2 (dependent) as per the requirement of Insurance regulations. May I request you to help me to suggest the policy which covers the standard insurance cover requirements for J2 (dependent) visa holder. I would like insurance cover from 01/01/2020 to 06/30/2020. Kindly see the note below, issued by our sponsor CHF covers you and your family dependents ONLY for repatriation and medical evacuation. You or the school must purchase: 1) Medical Benefits of at least $100,000 per accident or illness with 2) Deductible not exceeding $500 per accident / illness Would appreciate, if you could inform me that, the policy you will suggesting, would cover the above feature( 1 & 2). How much I have to pay as insurance cover for the period above i.e. from 01/01/2020 to 06/30/2020 ?
Q:I would like to buy health insurance (Patriot platinum, comprehensive) for me (US citizen - naturalized) and my family (spouse - will have a green card/permanent residency soon, citizen of Lithuania and my stepson citizen of Lithuania but waiting for the permanent residency card to be issued). When I do online eligibility check, looks like I can buy health insurance for all three of us but when I read "geographic restrictions" then ineligible home country is US, which is very confusing because the system allows to input "citizenship USA" and continue to purchase. My current employer offered a very expensive family health insurance that we cannot really afford so I am looking at other alternatives. Please explain whether we all are eligible for Patriot platinum comprehensive health insurance in the US.
Q:I would like to ask you about medical insurance for my spouse and my son. I am an International Military Student and I have visa A2 (diplomatic). I need pregnancy care insurance for my spouse as well because it is a requirement of USG.
Q:What would be the best insurance to buy for a H4 visa holder?
Q:I would be enrolling in a university starting spring 2020. Am i eligible to buy this student health insurance? I am on H4 visa.Do i need to be full time student. The requirement of the university is Minimum total benefit/coverage of 100000 USD Plan deductible of no more than 500 USD Minimum of 50000 for medical evacuation Minimum of 25000 for repatriation coverage
Q:We need an insurance for our son who was born in US Miami on 21 November 2019. Both myself (father) and his mother are not US citizens and the baby has a citizenship of another county (Russia). Please let me know if you have such plans for newborns while in the USA.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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