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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I want to adjust my quote based on 2500 deductible. Also, I have a question. Let's say I want to visit a doctor for a fever for my inlaws. If I go to hospital would only the co-pay of $15 apply. If yes, what all are the hospitals available. My Zip is 94560. Another thing is , my colleague took Safe Travels USA Comprehensive how is it different from atlas america?
Q:I am on F1 visa and following are the requirements: (Short Term Medical, CICP, Medical Sharing Plans, and Student Select Plans DO NOT qualify) Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)? Is your In-Network deductible less than or equal to $7,350/single or $14,700/family? Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? Does your plan cover Preventative Care at 100% with no cost to the insured? Does your plan cover pre-existing conditions? Does your plan cover prescriptions? Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?
Q:I am traveling outside of the USA starting in February. I will be in Central and South America for approximately 5-6 months doing volunteer work and some recreational activities. I am looking for health insurance coverage that could potentially cover me outside of the country but also if I returned to the states, if I could also get coverage in Washington. In addition, would insurance coverage airlifting back to the states if needed? Thank you.
Q:I am looking for Insurance coverage for my mother who is 65 years old, has USA green card, is ineligible for Medicare (since she has only been in USA for less than 5 years). She lives in the USA for 6-7 months and in India for 5-6 months of the year and pays taxes in both places. She lives in WA when she is in the USA. I talked to a rep on the phone the other day and they suggested "International major medical" coverage for her. I want to sign her up for it but was unclear how they define home country. Can you confirm that she will be covered in the USA if we get this policy?
Q:I'm looking for a comprehensive coverage plan with zero deductible from Dec 21 to Jan 7 for a relative, age 67, travelling from India to USA (Massachusetts). Can you please recommend me a high rated plan that covers pre-existing conditions and has a large PPO network?
Q:I am an OPT student and was wondering if I'm eligible to buy Exchange Guard: Choice health insurance during my stay? If I am eligible, do I have to pay the fees all at once or do you have monthly payment option?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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