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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I have a question about health insurance in your company. My son has been in US for four years and just got his green card and need to buy a suitable health insurance. I searched in Insubuy category New Immigrants and found Pariot America looks good. But I am not sure if it is a health insurance which meets the government's requirement for obtaining health insurance (or pay fine). If it is, I will buy it immediately. Could you please give me a certain answer or provide some other plan which is suitable for me.
Q:I am an Indian Citizen living in India. I frequently travel international destinations and want to purchase your multi trip policy. Is it allowed for Indian citizens?
Q:I would apply to international major medical plan as Non-US Citizen. Forwarding the application about information contact, need I fill with address where I will stay? And if yes, in case I'll change address, what should I do?
Q:Hello, I am a visitor to the US and want to buy the Atlas Travel Insurance. My query is will a visit to a gynecologist be covered and in case some medication is prescribed, will the insurance pay for it? Please let me know if there is a particular type of plan that covers the above. Thank you.
Q:Dear Sir or Madam, I am looking for Travel Medical Insurance plan for my parent (age 59 and 54 yrs) who will come to the USA on next weekend for three months. They are healthy, but, I know the USA health care system. Also, you have recommended on the website for the comprehensive plan. Therefore, I will buy a comprehensive plan. Now, my question is which is the better plan between Patriot America Plus or Atlas America. I have seen that both similar but from the different company. So, there must be some differences. Thank you for your time and attention.
Q:My husband is a post-doc in UCLA. I just arrived in U.S for one week, holding J2 visa. I am planning to buy a J2 insurance but the J2 insurance must to meet the following requirement. UCLAs requirements for minimum levels of health insurance coverage are: $100,000 USD per accident & illness in medical coverage Deductible cannot exceed $500 per accident or illness Coinsurance cannot exceed 25% Medical evacuation coverage must be at least $50,000 USD Repatriation coverage must be at least $25,000 USD Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Pre-existing conditions must also have a $100,000 per illness medical coverage. Please note: Policy with coverage for only Acute onset of pre-existing conditions do not meet this requirement. Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitors government Can you recommend me any insurance that met this requirements?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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