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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am about to extend my insurance with Insubuy. My current insurance is ExchangeGuard Essential. I am not sure what the difference is with ExchangeGuard Choice. My visa is a J-2 and I would like to extend my insurance for 1 more year.
Q:I will be flying to Argentina on January 12th 2020 from Cancun, Mexico and will be boarding a cruise ship to Antarctica (Falkland Islands, South Georgia and Antarctic Peninsula) on January 16th to 31st. I am looking for an emergency evacuation insurance from the cruise ship in case of medical emergency. I believe that evacuation from a ship needs to be done by helicopter. I haven't been able to find the specifics about emergency evacuation in your general conditions. I have followed the Cruise ship insurance link but it seems to bring to a regular travel insurance, without any referral to cruises. Could you please send me detailed info and general conditions of your cruise ship insurance, clearly defining if helicopter evacuation is included? I am an Italian citizen, legally residing in Mexico.
Q:Yes I am J1 holder. There are some requirements. I copy them. First about the insurance company, is your company? The insurance policy must be underwritten by an insurance corporation having an A.M. Best rating of "A-"or above, an Insurance Solvency International, Ltd. (ISI) rating "A-" or above, a Standard & Poor's Claims-Paying Ability of "A-" or above, a Weiss Research, Inc. rating of "B+" or above, or such other rating services as the Department of State may from time to time specify. Second about the policy; Currently the Minimum insurance coverage must provide: - Medical benefits of at least $100,000 per accident or illness; - Repatriation of remains in the amount of $25,000 - Expenses associated with the medical evacuation of the exchange visitor to his/her home country in the amount of $50,000 - A deductible not to exceed $500 per accident or illness Could you advise me a plan and price about my insurance?
Q:We are a couple who works in China and would like to travel to Portugal and Morocco for 22 days. We are South African residents. Do you have a plan that could cover both areas of travel?
Q:I am looking to buy health insurance policy for my parents. What is the difference between Atlas America and Atlas premium america. My mom is 75 yrs. old and my dad is 83 yrs. old. What would be a good comprehensive policy with coverage for pre existing conditions. My dad is 83 but is very healthy and has no medical issues. I need around $100,000 from January 10th to April 12th. 2020. Deductible can be $2500.
Q:Hi there, I am looking for health insurance for me and my wife. I am German citizen 37 years old and she is New Zealand citizen 27 years old. We currently planning to move to USA and once we receive our Green cards and we are looking for an immigrant insurance for 365 days stating from 01.01.2020. We are looking for an insurance plan which would get refunded in case our Green card is getting declined.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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