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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I was wondering if you offer any discount to Qualcomm employees's parents.

A:
Thank you for contacting Insubuy. There are no discounts available, as the premiums are governed by law. If you have any additional questions please let us know.
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Q:I would like to buy IMG insurance.

A:
We have many plans from IMG. Can you provide your visa type then will be glad to suggest insurance plan from IMG accordingly. If you are coming here on J1 visa, you can purchase Patriot Exchange plan. Visitor Visa then Patriot America Plus plan. Student Visa then Student Health Advantage. Find more information about all IMG plans at IMG International Travel Insurance section on our website. Please feel free to contact us if you have any further questions.
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Q:My name is Nour. I am a German citizen and I was offered a position as a post-doctoral researcher in Mount Sinai, NYC. According to the institutional regulations, these requirements need to be fulfilled for a visitor with J1-Visa: - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with medical evacuation of the Exchange Visitor to his or her home country in the amount of $50,000 - A deductible not to exceed $500 per accident or illness I filled out the form "to compare and purchase" that was available on your homepage. Among the comprehensive coverage policies was the one offered by "Atlas America". It looked satisfying to me, but I wasn't sure if it fulfills the federal regulations mentioned above. I am not sure what co-insurance and deductible mean. The period of coverage should include the traveling from Germany to the US, hence the time period from Jan. 27th till Feb. 28th 2017 (inclusive). Could you please help me to figure out which insurance policy is best for my purposes?

A:
You can purchase either Patriot Exchange or Atlas Exchange with policy max. $100k. which also covers evacuation and repatriation. You can find more plans for J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. As per the updated requirements set by the U.S. department of state is it recommend that you purchase a plan with a $100k maximum to meet the requirements. Please feel free to contact us if you need any further information.
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Q:I AM A NIGERIAN CITIZEN RESIDING IN SOUTH AFRICA AND AM TRAVELING TO USA BY DECEMBER 4TH AND I WANT TO BUY VISITOR MEDICAL CARE BUT MY COUNTRY OF CITIZENSHIP IS NOT ON THE LIST TO CHOOSE...PLEASE WHAT WILL I DO NOW.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas America plan online. Most of the plans have Country restriction for Nigeria. Please review this plan information and feel free to contact us if you have any further questions.
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Q:I need to renew my insurance that I bought from Insubuy. My wife (having j2 visa) shall join me the next month. Can I buy her insurance separately or do I need to purchase it together.

A:
You can't add your wife in your current policy at the renewal. You have to purchase a new policy for her. Patriot Exchange Insurance So you can purchase it online using link above or give us a call at (866)INSUBUY and will be glad to process the application over the phone.
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Q:I need a Visitors Medical Insurance for a friend of mine who is in process of getting her Permanent Resident Status in the USA. At present she is in India. Age 27. Widow. I have her Power of Attorney. Please contact me either in person or by email. I am in Southlake TX USA.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot America Plus short term insurance until she is eligible to purchase domestic insurance. You can also find various plans at /new-immigrant-insurance/ section. We tried to call you and left a message also. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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