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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My husband and I are British citizens and live in the UK. We retired and plan to spend next few year travel around, are we eligible to apply for worldwide travel medical insurance?

A:
We do offer worldwide travel insurance. I have attached two links below where you can review the plans that would be available to you. The first link below is for travel plans for visitors to the U.S., and the second link is for worldwide travel excluding the U.S. Since I am not sure of where you will be traveling, I have provided both types of plans. They can be purchased for a year at a time, or some of the plans are extendable meaning you can purchase them for a certain amount of time for example like a month and then renew them as needed. After looking over the plan options, if you have any questions, please let us know and we would be glad to assist.Visiting USA Traveling Outside USA
{{currentOrigin}}/answers/international-travel-health-insurance/eligibility-for-worldwide-travel-medical-insurance-95948/

Q:I am J1 postdoc visitor at KSU, Kansas. I will have a university insurance which covers Medical benefits. But not repatriation and medical evacuation. So could you provide my family (age 34, 29, 4, 2) with repatriation of remains ($25000), medical evaluation ($50,000), and deductible per accident ($500)? Let me know your quote for 12 months. Our home country is Ethiopia.

A:
We have the Atlas MedEvac plan that can be purchased for standalone coverage for medical evacuation and repatriation. If you need additional assistance please feel free to contact our office. Please see the link below for the Atlas MedEvac plan. Atlas MedEvac
{{currentOrigin}}/answers/j-visa-insurance/medical-evaluation-and-repatriation-quote-for-12-months-22660/

Q:We are working in the USA on an E2 visa, but our residence is in Spain. We would like to know if your insurance plans could cover us for a one day trip to NY State to ski. We currently have a traveler's insurance plan, but it does not cover us for skiing.

A:
The plans are a minimum 5 day purchase. The Patriot America Plus plan would be the most suitable coverage available for you as it will cover you for recreational skiing within marked zones.
{{currentOrigin}}/answers/international-travel-health-insurance/insurance-covering-recreational-skiing-for-e2-visa-holders-49674/

Q:I am looking for medical insurance for parents visiting USA on dated 03/05/2018, they are staying in California for two months (March-April-2018) and then will go to Canada for three months (May/June/July-2018), thereafter they will stay two months in US again (August/September-2018). My father age is 74 years old and mother is 72. They are both Indian Citizens. I am looking for insurance with the following requirements: 1. Acute onset of pre-existing conditions 2. Plan would cover 100% up to the policy maximum for all covered services, 3. Any rider is available for more insurance benefit for acute health conditions 4. Easy to renew and extended insurance. 5. Is there a special rider you may add to increase limit for acute onset benefit?.

A:
We provide insurance from many companies. It's very difficult to get insurance with acute onset of pre-existing conditions for 70+. You can purchase Safe Travels USA Comprehensive plan. You don't need to take rider to cover an acute onset of pre-existing conditions. Safe Travels USA Comprehensive,- For US trip For Coverage in Canada, you can purchase Atlas International or Patriot International plan but it will not cover acute onset of pre-existing because of their residence country and age. But you can get coverage for any new sickness, injuries or accidents that may occur after the eff. date of the policy.
{{currentOrigin}}/answers/visitors-health-insurance/medical-insurance-covering-acute-onset-of-pre-existing-conditions-80626/

Q:I would like to know about Health Insurance for New Immigrants with Green Card for family.

A:
We have many insurance plans for new immigrants. Please provide insured person age, arrival date in US, current residence state, legal status visa/green card, and any current or prior insurance. Once we receive this information, we would be glad to assistin finding plans that are available to you. If you would prefer, you can provide a contact # and time you would liketo be called to discuss options and we would be glad to contact you at your convenience. In the meantime, please visit New Immigrant section for you to review. Please let us know if you have any additional questions or need any additional assistance.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/health-insurance-for-new-immigrants-with-green-card-92818/

Q:I am from Ecuador and am traveling to the US on a visitor visa. I need a health insurance for 26 days with this specifications. 1. $250,000USD accident and sickness medical benefits maximum. 2. Deductible $250USD to $500USD. Insurance company will pay 80% of the first $5,000USD of eligible expenses, and the 100% of the remaining Eligible expenses. 3. Emergency Medical Evacuation - $25,000USD 4. Return of Mortal Remains - $10,000USD 5. Emergency dental for accidents $500USD

A:
The comprehensive plans in the visitor to USA section of our website will meet your requirements. You would just pick the appropriate policy max when completing the purchase. We can send you some quotes if you provide the dates you need coverage, the state you will be visiting, and your age.
{{currentOrigin}}/answers/travel-health-insurance/health-insurance-traveling-to-the-usa-with-a-visitor-visa-20051/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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