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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm trying to buy a Travel Medical Insurance plan for my parents, but I only get one option. They are from Mexico and will be traveling to France for 2 weeks. Is there only one option for this kind of insurance?

A:
The only coverage that would be available for them is Schengen Visa insurance. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-france-52908/

Q:I am shopping for my J-1 insurance so to meet the requirement for the issuance of DS-2019. I came across the Patriot exchange program provided by your company and found it may be suitable for me and my spouse who will be on J-2 visa as well. However, I do have a quick question regarding to the starting date of the program. If I designate the starting date when I purchase the insurance, but end up starting my J-1 slightly earlier or slightly later than the designated date, it it possible to have a modification on the date the insurance coverage would start? Please kindly advise.

A:
If you needed to made a coverage date change prior to the effective date of the policy we would be happy to assist you in making this change as needed.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/modification-of-effective-date-of-coverage-60976/

Q:Hello, I am visiting USA for a month or so and I need a health coverage for pre-existing issues and un expected issues for the period of 3 months and if I want to visit dentistry and physiotherapy. Thanks!

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you can you please provide the visa status that you will arrive on, dates of coverage needed, ages and the state you will need coverage in. Please be advised plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. Plans do not cover pre-existing conditions, preventative care, routine doctor visits or immunizations. There is not any dental or vision coverage included within plan however, there is a dental and vision discount plan called Careington that is available. You can use the following link to review this plan. Careington Discount Plan After receiving this information we can better recommend a plan for coverage for medical.
{{currentOrigin}}/answers/visitors-insurance/visitors-health-insurance-including-dental-23540/

Q:I would like information about travel cancellation insurance. Im not U.S. residence. It's a trip from Spain to United kingdom. Would it be possible to insure for cancel for any reason? The cancel for any reason benefit is only available to U.S. residents

A:
The cancel for any reason benefit is only available to U.S. residents.
{{currentOrigin}}/answers/holiday-insurance/cancel-for-any-reason-non-us-resident-62764/

Q:I am working at the Penn State University on J-1 Visa. I need to purchase backdated insurance for the period of August 13, 2018 to November 9, 2018.

A:
Unfortunately, it is not possible to purchase insurance for a past date.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchasing-backdated-insurance-51612/

Q:I am a Canadian citizen (living in Canada right now) trying to purchase insurance for the J-1 visa for 86 days in Washington for an internship, but every plan I look at I get the following message: "Purchase of this insurance is prohibited. Please choose an alternate plan on this website." Can you please help me choose a plan that will let me purchase?

A:
Try this: /patriot-exchange-program-insurance/
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchasing-insurance-plan-for-j1-visa-holder-96915/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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