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Hi, Passport Protection Plus and Protection America are one and same insurance plan. Protection America: Non-US citizens traveling outside their home country Protection International: US citizens traveling outside the US Protection America and Protection International are referred to as Passport Protection Plus collectively. The rule is that for persons 65 and over, you need to buy the insurance before coming to the US, or within 30 days of arrival in the US or have prior insurance. You can make instant purchase online at https://www.insubuy.com Please let me know if you have any other questions.

Thank you for your interest in purchasing Protection America for your MIL. Buying and paying is one and same thing. Therefore, if you would like pay month by month, while purchasing the insurance, just mention that you would like to buy for 1 month now. As long as you renew for 1 month or more at a time, there is no additional cost. If you renew for less than 1 month, there is $5 renewal fee. As long as you renew before it expires, it would be same policy number every time. You can renew online at /international-medical-global-extension/ I hope this answers your questions. If you have any additional questions, please feel free to contact us at any time.

Visit USA-HealthCare meets all the requirements of J visa. It is available at /visit-usa-insurance/ With $250 deductible, premium for 1 year will be You - $70 x 12 = $840 Wife - $70 x 12 = $840 Child - $48 x 12 = $576 Application fee = $ 5 ---------------------------------- Total $2261 Visit USA-Healthcare is NOT renewable. Therefore, if you would like to purchase for 1 year, you will have to pay for entire 1 year upfront. Monthly installment is not available. Please let me know if you have any other questions.

If I purchase six months of insurance, do I have coverage for 30 days in the US? If you purchase total 6 months of coverage, and indicate in the application that you would like 1 month of end of trip home country coverage, you will have coverage for 5 months outside US, and you will have coverage for 1 month at the end of those 5 months. Please let me know if you have any additional questions.

Thank you for your interest in purchasing health insurance for yourself. Insurance company will pay for any new medical conditions, sicknesses, injuries or accidents that may occur after the effective date of the policy. It will NOT cover any pre-existing conditions. Therefore, it will not cover anything related to diabetes. You can make instant online purchase here at https://www.insubuy.com Please let me know if you have any other questions. So that means there is not insurance for daibetic problems? Is that right Narendhra ji? That's correct.

Thank you for your interest in purchasing health insurance for your parents. 1. Yes, he is in 60-64 age group. 2. Definitely Protection America. 3. Yes, Protection America participates in First Health PPO. Network is excellent in Bay Area. You can search for the providers at /international-medical-ppo-network/ Yes, Standford Hospital participates in First Health PPO. Also, are you the person who is posting the question in the discussion forum using the username 'kasper504'? Please let me know if you have any other questions. Hi, Thanks for your answers. Yes, I posted the questions, and thanks for ur response. I will review them and let you know if I have any further questions. I have your contact info now - thanks for that, and will either call or email you if I get questions as I try to review the details of the insurance plan. Hope that is ok with you. What is the best way to purchase after I make a decision? Should I call you or is the website secure and safe for purchasing? You can contact us at any time if you have any questions. You can purchase it online. Web site is Verisign secure and safe for purchasing. More than 99% of our sales happen online. You can also call us and purchase over the phone. One further question: IMG says "For a complete description of Passport Protection Plus benefits, conditions, limitations, and exclusions, please see the certificate wording which is available upon request and prior to purchase. " Could you please either give me a URL or send me an attachment in email where I can see the actual certificate wording for the Protection America plan. They say I can review it prior to purchase, so I am requesting this from you. Thanks You can request it to be emailed to you before purchase. One question regarding the below where you say that Protection America participates in the First Health PPO. When IMG sends out the Medical ID cards, will it mention "First Health PPO" on the card? Since this is the card that has to be shown to the Hospitals - I wonder if it is written on the card - if not, how does the Hospital get to know that this is the network for this plan? Yes, First Health name and logo are printed on the ID card. Alrite now I understand, thanks for that explanation. "Legalese" in these certificates is sometimes hard to comprehend , so thanks for the detailed answer you have provided. I believe it is generally better to do separate online applications for Dad and Mom - so they are on different policy # rather than on the same application (for flexibility purposes, for later alterations etc). Is that correct? You mentioned that I can do a secure web purchase - can you give me the URL for doing the online order...(I am asking you for the URL for purchasing, just to confirm I am going to the right website for ordering). Whenever I get some time this week, I may want to complete the purchase. 1. That's right. It is better to do separate applications for each person. 2. You can make online purchase at /patriot-america-lite/medical-insurance/ Please let me know if you have any other questions.