The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
What does it take for a company to become PCI DSS Compliant?
There are many stringent requirements, including but not limited to:
Use and maintenance of firewalls, secure networks, and systems
Proper password protections
Protection of cardholder data
Encryption of transmitted data
Use and maintenance of anti-virus protection methods
Keeping the software and systems up to date
Restriction of data access and physical access
Scanning and testing for vulnerabilities and fixing them promptly
Documentation of corporate and technical policies related to information security
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
Why should I shop only from PCI DSS Compliant websites?
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Coronavirus travel medical insurance primarily provides medical coverage while traveling outside your home country and includes COVID-19 coverage just like any other eligible medical condition after the effective date of the policy.
What does COVID19 travel health insurance include?
COVID19 travel health insurance may be comprised of various benefits, some of these standard benefits may include:
Medically Necessary Testing
If you are infected with COVID-19 (Coronavirus) while on your trip and after the effective date of the policy, the travel insurance plan will cover medically necessary testing if prescribed by a physician.
COVID-19 treatment will be covered just like any other eligible sickness that occurs after the effective date of the policy and while on your trip. While most plans will cover it up to the selected policy maximum, some plans may have a sub-limit. Please check the certificate wording for details.
Emergency Medical Expenses
Medical expenses are high in the U.S. and domestic health insurance companies provide limited or no coverage outside the U.S. If you become sick or injured while you are out of your home country, this benefit pays the eligible expenses to treat your condition.
Emergency Medical Evacuation / Repatriation
If you need emergency medical evacuation or repatriation while you are away from your home country, this benefit makes necessary transportation arrangements to get you to the closest medical facility that can provide adequate care. It can even transport you to your home country once you are stable to travel.
Return of Mortal Remains
Whether you are in the U.S. or traveling outside the U.S. if you or a travel companion unexpectedly pass away on your trip, return of mortal remains can cover local cremation or transport the mortal remains to the home country.
Many countries currently require COVID-19 coverage in travel medical insurance policy.
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COVID-19 Travel Medical Insurance
Depending on travel destination and what is most important for you to have covered, there may be a plan better tailored to your needs:
Visitors to USA Insurance
Healthcare costs in the U.S. are very high without proper medical insurance. Make sure that your or your visiting relative has visitors insurance for USA to protect them from the unexpected. Most plans can be purchased for a minimum of 5 days and extended to meet the length of your trip.
For any international travel (excluding the U.S.), you should have Travel Medical Insurance to protect you from the unexpected. More and more countries are even beginning to require it for entry into their country. Plans provide coverage for unexpected medical expenses, emergency medical evacuation, AD&D and much more.
U.S. citizens visiting Schengen countries in Europe for over 90 days as well as most non-U.S. citizens are required to carry Schengen travel insurance that provides medical coverage, emergency medical evacuation and repatriation of remains. Necessary visa letter is available online soon after the purchase for proof of coverage at the consulate during visa appointment.
Trip Cancellation plans are available to U.S. residents and non-U.S. residents. Plans typically cover the prepaid, non-refundable trip costs in case the trip needs to be cancelled for covered reasons, and could also coverage emergency medical expenses, trip interruption, baggage and more.