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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife has had insurance from yourselves which expired last December as she returned home to the UK. We are both now going to return to the US permanently and therefore need to get some initial cover. Is it possible to renew the policy above for two months from the 2nd March, and I'll create a new policy for my self, or shall we just create a new policy for both of us? We were looking at the Patriot America Plus.

A:
As her policy expired on 12/21/2016. We can't renew the same policy. Policy needs to renew before the expiration date. After the expiration date we have to process a new application. So you can purchase a new policy online using link below, Patriot America Plus Or give us a call at (866)INSUBUY and will be glad to process the application over the phone. We have all the information except payment information. Please feel free to contact us if you have any further questions.
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Q:I will visit the University of Kentucky this year and I require the appropriate health insurance for my stay. I noticed that there are various insurance plans available on your site, however there are some specific coverage specifications. I would like to ask for recommend insurance plans if there is any. Any recomendation would be appreciated.

A:
We don't have any plan that meet your school requirements. You have to purchase insurance from your school.
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Q:My husband and I are moving to Spain and need to have Medical Insurance for the Schengen Visa. This move will last for approximately 3 years so we will need annual coverage. Can you please have someone from your company contact me regarding the different companies you work with?

A:
Thank you for contacting Insubuy for your insurance needs. We have many plans that you are eligible for in the Schengen Visa section of our website. No plan will allow you to purchase for more than 1 year up front. You can purchase a plan for 1 year and then if necessary most plans can be renewed beyond that. If you need additional assistance please feel free to contact our office.
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Q:Please , My wife is pregnant , she is in USA , she is alone there . She was supposed to come back to our home town but she couldn't for personal reasons. My question, what type of insurance can she do? And How much will this cost? She only needs 3-4 months insurance , she is 25 years old .

A:
There is no plan on the market that will cover your wife for pregnancy. The plans for visitors will cover a new illness or injury that occurs after the effective date of the plan and will not cover any pre-existing condition (pregnancy), or routine maintenance. If you need additional assistance please feel free to contact our office.
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Q:Hello, My question related to new customer who plan to visit the USA after 4 month and looking for a comprehensive insurance package. She is pregnant women " 33 years old "and might deliver in CA during her stay. Which package would you recommend that cover the birth operation is case she delivered in CA. Thanks.

A:
Unfortunately, there is no insurance for an international visitor which covers maternity if she is already pregnant.
{{currentOrigin}}/answers/visitors-health-insurance/comprehensive-health-insurance-visitor-to-the-us-maternity-coverage-13467/

Q:I am an International student. I accidentally Sprained my knee last week. Then i realized that the insurance my university was providing was expired a week ago. Please can you tell me which insurance can i go with for scans and surgery if possible.

A:
Thank you for contacting Insubuy for your insurance needs. There is no short term plan on the market that will cover your current situation. The plans will cover any new illness or injury that occurs after the effective date of the policy. If you are able to reinstate the plan through your university then that plan may cover this current condition if it is a domestic plan. Does your university have any requirements that need to be met?
{{currentOrigin}}/answers/f1-visa-insurance/international-insurance-benefits-for-pre-existing-conditions-71126/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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