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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am 81 years old and will be traveling to Sweden and Canada and am a permanent resident of Australia. Can I buy your travel insurance considering my age?

A:
You are eligible to purhcase coverage from the Insubuy website for your travels. There is a plan called Safe Travels International Cost Saver that will cover any new accidents and illnesses that did not exist and the effective date of the policy.
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Q:What Travel insurance is available to persons over 80 years of age?

A:
Depending on if they are traveling in or out of the United States there are options for coverage on the Insubuy website.
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Q:I'm going to Punjab, India. Purpose of visitor Insurance is to cover Medical expenses at India, If any major sickness happens and require admitting hospital.

A:
Available options are designed to cover the new accidents and illnesses that did not exist prior to the effective date of the policy. The Travel Outside of the USAsection of the website will provide several plan options for travel.
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Q:We reside in the Republico of Panama, and require medical/hospitalization insurance as well as trip cancellation insurance.....can you advise us concerning our request?

A:
There is not an trip cancellation insurance that we can offer to a non-U.S. resident. The plans offered are designed to cover the new accidents and illness that did not exist at the time of purchase. You can find plans in the COVID-19 Travel Medical Insurance section of the website.
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Q:We wish to take out trip cancellation insurance in case one of the family becomes ill, or requires an operation, in which case we probably would have to cancel to accompany the sick family member. Additionally, we wish to have hospital and medical insurance, should one of us become ill there.

A:
We do offer Trip Insurance plans to U.S. residents. As long as you are a U.S. resident, you can find the Trip Insurance plans that would be availabe to you through this quote link: /travel-insurance/ The Trip Insurance plans can cover for specified named reasons for trip cancellation including unexpected illnesses or injuries. These specified named reasons which are plan specific, along with plan information can be found under each plan's Benefits Link. In addition, the plans can provide medical benefits for new illnesses or new injuries contracted after the effective date of the policy once you have departed your home country for your trip. If you have any additional questions, please let us know.
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Q:I am a US citizen living outside USA traveling within USA. I am planning to play in a soccer scrimmage over the weekend and need to have insurance coverage while I play. Which plan should I buy?

A:
There is a plan called Diplomat America that you can purchase for coverage. You can add a sports rider on the plan to cover you while playing soccer. This plan is available to U.S. citizens that reside outside of the USA needing coverage in the USA for a short visit.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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