There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My daughter has just completed her OPT year in Kansas/Mo She has now signed up to do a Masters which commences on 19th August I would like her to have medical insurance to cover the period till the 19th August, after which she must take university provided insurance Which insurance policy/policies is/are most appropriate?

A:
You can purchase Patriot America plan for her. If you provide her age, start date of the insurance, which state do you need insurance for her and we will be glad to send you quote by e-mail.
{{currentOrigin}}/answers/f1-visa-insurance/medical-insurance-options-for-student-64456/

Q:I would like to purchase travel insurance for my husband. He will be traveling to the USA from June 10th-June 17th. He is a US citizen and a resident of Costa Rica. His date of birth is Feb 25,1972 and he is 47 years old. Please let me know which insurance is best for him.

A:
Thank you for contacting Insubuy for your insurance need. Since he is a USC then we would recommend a Patriot America Plus. You can also run the quote on our website /visitors-insurance/ If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/us-citizen-visiting-the-usa-21569/

Q:Hi, I and my husband are on J1 and J2 Visa for 9 months. We are looking for a health insurance plan that covers the following required benefits : the policy offers adequate provider care within a 50 mile radius of Blacksburg, VA The policy have a deductible of $500 per accident or illness or less The policy have major medical benefits of at least $500,000 per accident or illness The policy provide a minimum of $25,000 for repatriation of remains and $50,000 medical evacuation to the home country The policy offers Prescription Medication coverage (after co-pays) with a minimum of $500,000 per insured per policy year The policy covers Outpatient and Inpatient Mental Health Care as any other illness This policy does not have limits or internal dollar caps on coverage, including services, treatment or surgery. The policy does not have a pre-existing condition waiting period. Would you please send us a quote for such health insurance plan.

A:
Unfortunately, the plans will not meet the listed requirements. You would need to purchase the plan offered by your university to be able to meet their requirements.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/health-insurance-coverage-for-j1-j2-visa-holders-45986/

Q:We have an employee that works for us in China and travels back to the US 2 times a year for 2 weeks. Looking to cover him in health insurance when he is here. Can you tell me if that is something you can do and if so, what information do you need? Please let me know.

A:
We do have plans for visits to the USA and you can run a quote using the link below /visitors-insurance/ If your employee is a US citizen then the plan we would recommend is Patriot America Plus. If you would like for us to send a quote then please provide the dates of coverage, confirm country of citizenship, age and state. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/visit-the-us-for-work-related-trips-26159/

Q:I'm wanting to buy insurance as I am studying in the US at fall and I'm looking to purchase insurance with the following requirements - benefit maximum must be no less that $100,000 - Plan deductible must exceed $500 per plan deductible - minimum of $50,000 for medical evacuation and minimum of $25,000 for repatriation. Although can I purchase plan as I am currently in Australia???

A:
We would be glad to assist. We have plans for F1 visa holders (Student visa holders), as well as J1 visa holders (Exchange visitors). You're below requirements appear to be for the J1, however I am attaching the quote links for both our F1 plans and J1 plans so you can choose accordingly. If your university has additional requirements, you can forward those to us to review. /international-student-insurance/ /j1-visa-health-insurance/ There are a couple of plans that are not available if you are currently in Australia at the time of purchase. You would either purchase a different plan or you would need to wait until you are not physically in Australia to purchase.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchasing-insurance-for-individual-currently-in-australia-42285/

Q:I am an English student going to be participating in a study abroad exchange program for one term at the University of North Florida. The dates that I need to be covered is from the 19th of August 2019 to January the 5th 2020. I was wondering whether your company has any policies that would fulfill the requirements that my university has set for my insurance? A proposed pricing structure would be great as well. The requirements are attached to this email. I also need to follow the guidelines of the Visa that I will have which are the following: - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains in the amount of $25,000 - Expenses associated with the medical evacuation of the J1 visitor to his or her home country in the amount of $50,000 A deductible not to exceed $500 per accident or illness.

A:
We do have plans that meet the J1 requirements. The plan that we recommend for the University of North Florida is the Study USA preferred 500. Below, I have provided the link to that plan for you to review. There is also a quotes and purchase link on that page for you to run quotes to obtain pricing.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/insurance-for-j1-visa-holder-university-of-north-florida-requirements-60198/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More