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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:MY PARENTS AND A SISTER ARE VISITING USA , THEY HAVE EXISTING CONDITION E.G. THEY ARE ARE75 YEARS AROUND AGE. WHICH INSURANCE IS GOO FORM BEST AND ECONOMICAL PERSPECTIVE.

A:
Thank you for contacting Insubuy for your insurance needs. The plans available for those traveling on the visitor visa can be found in the Visitors to the USA section on our website. There you will be able to quote and purchase numerous plans. Keep in mind that all the plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. However, some plan will include coverage for the acute onset benefit, which could be beneficial. Should you have additional questions you may also call our office at +! (866)467-8289.
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Q:how much is the extra ir charge from the merchant when you buy your travel ins

A:
There is no additional charges from the quoted price on the website. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I'm looking into getting Patriot America (?) insurance for my 12 year old granddaughter, a US citizen who lives in Israel and will be attending a 2 week camp in July 2021. They do activities including horseback riding, whitewater rafting, possibly ziplining, and rock climbing.Should I get her a active sports package add-on?

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot America plan would not be recommended for your situation. It would be advised to purchase the Diplomat America plan instead and select the appropriate option(s) in the Athletic Sports and Hazardous Activity Rider to cover the activities you are needing. Please be sure to read over the certificate wording to verify the appropriate level needed. Should you need assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/diplomat-america-sport-activities-coverage-for-united-states-citizen-70862/

Q:Hi, my son is traveling to Missouri from the UK on 2nd August until 19th December. He is starting a soccer scholarship & I have been looking at your insurance plans. I just wanted to make sure that the Patriot Exchange Program, (with both added riders), at 457 includes college team sports, such as soccer? Thank you.

A:
Thank you for contacting Insubuy for your insurance needs. With the purchase of the Add-On Rider in the Patriot Exchange Program, exclusion 24 will be deleted in its entirety from the certificate wording of the plan. As long as the soccer team is sponsored by a governing body or authority including the National Collegiate Athletic Association, any other collegiate sanctioning or governing body or the International Olympic Committee; coverage will be include for illnesses and injuries sustained while taking part, practicing and training for.
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Q:I have Blue Cross and Blue Shield so my medical expenses should be covered on my trip to Mexico in a few days. However, I am worried about being quarantined for Covid and the related expenses past my trip return date. Does your Covid-19 insurance cover hotel and food if we are detained past our original return flight back to the US? And does your Covid 19 insurance cover the expense of getting the new flight once they release us to travel?

A:
Thank you for the questions. Under the Safe Travels Voyager plan you can have coverage for accommodation and lodging with the trip delay benefit as well as reimbursement for a one-way economy fare to return you to your originally scheduled return destination for eligible circumstances. You may also refer to the certificate wording of the plan to better understand the coverage. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/travel-insurance/reimbursement-coverage-in-safe-travels-voyager-plan-with-quarantine-coverage-56580/

Q:Hi. I'm entering the U.S. next month using a K1 visa and currently looking into getting an insurance from Atlas America or Patriot America Plus.For each insurances:1. What coverage would I be able to receive during my flight if I get sick (before entering the U.S.)?2. Are both insurances eligible for visitors staying in California?

A:
Please find Fiance Visa medical insurance Insurance starts according to US Time zones NOT the local time zone and it provides coverage outside your country of residence. So please select the insurance effective date accordingly. You can purchase Patriot America plus plan until you are eligible to get insurance through your spouse and it provides coverage any where in the US not particular to one state.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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