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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking to retire early (55ish) and do some traveling across the US (I am a citizen) and perhaps internationally as well. I am anticipating, at least for some time, to not have a permanent address. I am having a difficult time figuring out how to get health insurance, surely it is possible?

A:
You can purchase Long Term Expatriate Health Insurance You can select the coverage area but you can't be in US more than 6months out of one year. If you are planning to stay most of the time in US then need to continue domestic insurance.
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Q:Can you confirm whether your policies will cover me as I am neither a US citizen or resident. Many thanks

A:
Yes, we have many insurance plans that would cover you even if you are not US citizen or US resident. Please look at /covid19-travel-medical-insurance/ and enter your criteria. You will see appropriate plans that apply to your specific situation. If you have any specific questions, please feel free to contact us at any time.
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Q:Hi!We're going to migrate to Montenegro. And the question is: does Expat healthcare insurance include medical help in such countries as Germany, Austria, etc., or just evacuation to that countries?

A:
Expatriate Medical Insurance plans have the ability to cover you anywhere in the world, depending on the coverage area that you select. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:My fathers previous travel insurance has expired and can not be renewed. I am looking for a new travel insurance for him to cover him from now onwards. He is 79 years old.

A:
You can purchase COVID-19 travel medical insurance Please compare them side by side with detailed comparison and feel free to contact us at +1(866)INSUBUY and our licensed agent can help you to select the most suitable plan
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Q:Does your travel insurance include coverage for COVID 19 testing?

A:
Thank you for contacting Insubuy. The plans that include coverage for COVID-19 will include coverage for the COVID-19 testing as long as the testing is deemed medically necessary, and administered by a physician. If the testing is done on an elective basis, or needed for travel purposes it is not covered. The final claim determination will be made by the claims department using the attending phsyican statement, and medical records generated at the time of the incident. If you have any additional questions, please let us know.
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Q:I am looking for a policy that will cover emergency medical treatment and repatriation back to US while staying for 6 months on Anguilla. I have received both Vaccine shots, and Anguilla has no cases of Covid19 on the island.

A:
Thank you for contacting Insubuy for your insurance needs. The insurance plans are designed to cover you outside of your home country and typically come standard with medical evacuation and repatriation coverage. You may view and quote the insurance plans available in the COVID-19 Travel Medical Insurance section of our website.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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