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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:International student medical insurance that meets my university requirements I'd like to know that do you provide any International health insurances which includes as below: Medical Benefits of at least $250,000 for each accident or illness. Full cost of repatriation of remains. Full cost of medical evacuation. Minimum 75% coverage for each accident or illness. No capped benefits. Max. deductible of $100 per conditon per plan year. Max. out-of-pocket expenses $2,500 or less. This is for international student in USA. PLEASE LET ME KNOW AS SOON AS POSSIBLE. Have a great day.

A:
I am not aware of any insurance plan that would completely meet all of your requirements. The closest match is Study USA-HealthCare and you can find it at /study-usa-insurance/ Many times, university will accept the one that closely meets the requirements. Hi... Could you make sure that the insurance plan includes: Max. deductible of $100 per conditon per plan year. Max. out-of-pocket expenses $2,500 or less. because after I purchase, I need the insurance company or agent to have affidavit to my school, San Francisco State University. Please let me know as soon as possible. Please refer to my previous email. Study USA has $50 deductible per incident with max deductible of $250/year. However, deductible is waived if you go to the student health center first or if you go to the provider in the network if there is student health center. Therefore, your university may still accept this. You have to pay 20% for first $25,000. That is $5,000, which is more than $2,500. That is why I asked you to check with your university whether they will accept this plan or not.
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Q:Eligibility for Study USA Healthcare I would like to buy the Student USA Plan A health insurance. I graduate in May 2008 and I can legally stay in the US and do my OPT (Optional Practical Training) for another 12 months. If i bought the plan for 12 months it would be valid till september 08 which is 3 months past my graduation date. So will I still be covered for the 3 months after i graduate? Or should I just take the plan that covers for 9 months till May 08? Thanks.

A:
You can continue with student insurance only as long as you are full time student. It will not be valid after you graduate. Student insurance products are available at /international-student-medical-insurance/ You need to buy OPT health insurance products, available at /opt-medical-insurance/ while you are on OPT. Please let me know if you have any other questions.
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Q:Refund policy for Study USA Healthcare I'd like to buy "Study USA-health care" insurance. I have one question. Is it possible to refund this insurance? If it is possible, what are conditions to refund the insurance?

A:
You can get a refund only if you get a letter from university before the effective date of the insurance that this insurance does not meet the requirements of your school. You can buy it online at /study-usa-insurance/
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Q:University of Kansas - International student insurance Hi, and I'm studying in the University of Kansas. I'm an international student and I came to the USA a year back. Actually, I'm intrested in buying a suitable insurance, which satisfies my university's conditions. I'll appreciate it if you can short list the insurance companies for me. I only know that my universit accepts plan A insurance. My university requirements are as follows: 1. Medical benefits of at least $100,000 per accident or illess 2. Insured not required to pay more than 25% of expenses 3. Coverage of at least $10,000 for repatriation of remains 4. Coverage of at least $15,000 for medical evacuation 5. A deductible per accident or illnes not exceeding $500 6. Include inpatient and outpatient coverage for sickness and accidents 7. Coverage from at least 8/16/07 to 12/20/07 or 5/20/08

A:
You can look at Study USA plan A at /study-usa-insurance/ It meets all the requirements you mentioned. You can make instant purchase online.
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Q:Can students themselves make a group and get group student insurance? we are altogether six students studying in the Kent State University, Kent,Ohio.We want to have the group Health insurance that meets the requirements of the Kent State University. All of our ages are not more than 23 years. please tell us the Total cost and the benefits of this insurance plan. hope that you will respond quickly and positively.

A:
You can NOT have a group insurance like that. You have to buy individual insurance for each student. You can look at the student insurance plans at /international-student-medical-insurance/ You will be able to see benefits, prices, and you can compare them side by side. You can make instant purchase online. If you have any questions, please feel free to contact us at any time.
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Q:Insurance for international student at Northeastern university Hi. I'm Northeastern graduate student. Now I am trying to waive School insurance. 2 weeks ago, I submitted my insurance from my country, Korea in order to waive school insurance. But, they rejected my waiver. These are their reasons to reject my waiver. 1. The Health Plan providers main corporate office must be based in the United States. 2. A health plan that provides coverage through a closed network of providers (for example, coverage by an HMO) and which is accessible only for emergency services where the student is studying is not comparable coverage. I'd like to buy your insurance, especially "Study USA-health care" to waive school insurance. Is it possilbe to waive school insurance by your insurance?

A:
All the requirements you mention are met by Study USA-Healthcare. Therefore, you can make instant purchase online at /study-usa-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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