There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My two older sons (13 and 9 years old) will be practicing Alpine Ski with the Flagstaff Ski Club as part of its Racing Team. It is an amateur junior ski team. Do I need a different insurance for them?

A:
Thank you for contacting Insubuy. Unfortunately, there are not any plans on the market that will cover them if they are participating on a competitive level (racing). If you need any further clarification please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/adventure-sports-rider-for-competitive-skiing-55639/

Q:My family is coming from India for one month visit. I am H1B , I have insurance. My wife (50 yrs ) and one child 15 yrs are in H4 Visa. My elder daughter 21 yrs - is in B2 Visa. Please advise me what is the best Health Insurance ?

A:
There is a plan available called Patriot America Plus for your family during their stay here in the United States. With the visa type that your wife and child (15) are coming in on (H4). This plan will cover any new accidents or new illness that occur after the effective date of the policy. As your daughter (21) will be coming along on a B1/B2 visa she is also eligible for this plan but will need a separate policy as she is considered an adult. If you have any question please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/h1b-insurance-options-with-dependants-88153/

Q:I am an F1 visa holder studying in the US and have no insurance requirements. I was looking on your website to see what would be best for me. Do you have any discounts?

A:
If your school doesn't have any requirements then any plan in our F1/F2 section will work as well as a plan called Atlas America. The prices are regulated by law so it's not possible to offer a plan for a different amount. If you have a question about the plans we offer please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/atlas-america-international-student-insurance-67562/

Q:Post doctoral fellow at university of cincinnati , OHIO due to funding issues my dept could not cover my health insurance.. It is mandatory to maintain the insurance for my J1 visa status. I am looking for the cheapest insurance with the coverage and benefits recommended by the school which is $100,000 per accident or illness a deductible not in excess of $500 repatriation of remains in the amount of $25,000 medical evacuation in the amount of $50,000 coverage period from May 1st 2016 to June 15th 2016.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets J1 visa requirements. You can purchase Patriot Exchange Program plan with $100,000 coverage. There is also a fixed coverage plan called Inbound USA that will meet your Universities requirements. Please review the plans listed below. You can other plans for J1 visa at, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j-visa-eligibility-for-university-of-cincinnati-27224/

Q:I am currently pregnant and will likely be having a c-section on 4 May 2016. My obstetrician says I should be fine to fly. Can I obtain health insurance for complications post surgery for the above time period? I also have epilepsy (diagnosed in 2004- have had no seizures since 2004, medication was increased 6 weeks ago due to weight gain associated with pregnancy)

A:
Insurance will pay for new sickness, injuries or accident that may occur after the eff. date of the policy. No pre-exisitng or preventive care. However some plan has coverage for acute onset of pre-ex coverage. Please read more information using the link below: Acute Onset FAQ Enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
{{currentOrigin}}/answers/visitors-insurance-usa/b2-insurance-c-section-complications-82334/

Q:Good Medical Doctor Recommendations around Fremont, CA area Hi All: 1. My name is Anand; I reside in Fremont. 2. Currently my parents are visiting me. 3. We purchased Medical Insurance through Insubuy.com (VisitorCare Plan) 4. My mother has a slight health condition that she developed. Her foot is puffy - it keeps waxing & waning...She has been applying some warm & cold sponge compresses periodically & it seems to help her.. 5. Per the insubuy.com website - it says anyone with the VisitorCare plan can visit any medical doctor. 6. When we inquired around - the doctors indicated they want to be paid cash & will provide receipts; They would like for us to deal with the insurance companies. 7. I am open to paying cash & dealing with the insurance companies if needed. Primary goal is to ensure that the puffiness recedes & she is seen by atleast some doctor. 8. Having said that - the reason for the reachout is to see if anyone can suggest a good decent lady doctor around (preferably Fremont area) for consultation. If anyone has any good experience & can suggest / share doctor info - that will be great. ** Pls private message me as you feel appropriate ** Many thanks in advance Anand

A:
Thank you for your purchasing insurance from Insubuy. Unfortunately, we won't be able to suggest a suitable doctor in your area. I hope other readers of this forum would be able to suggest you one.
{{currentOrigin}}/answers/visitors-health-insurance/good-medical-doctor-recommendations-around-fremont-ca-areahi-all-1-my-name-is-anand-i-reside-in-fre-88396/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More