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Kala, From what you have described, there is no way to tell in advance like this whether something would be covered or not. In fact, nobody can tell that. Please read /visitor-insurance-acute-onset-of-pre-existing-conditions/ for further information. In short, it will be determined by the claim department AFTER the providers submit all the medical records and physician report to them, and NOT BEFORE that. I am sorry that I could not be any more specific. If there is anything else that we can help you with, please feel free to contact us at any time.

1. International Major Medical Plan (IMMP) does not provide any coverage for pre-existing conditions. 2. As it does not have any PPO network, it will not have any network negotiated fees with providers. It would be up to the provider whether to bill directly or not. If they do, good. Otherwise, you will have to first pay and file for reimbursement. Read /international-travel-insurance/ for more information on that. Thank you! So what would you recommend for insurance for a 74 yo with high blood pressure but nothing else? The way I see it, the most likely scenario is a heart attack or stroke, so I would need an insurance that offers the max coverage for pre-existing conditions. Unfortunately, at that age, it is really difficult to find insurance that covers even the new medical conditions. Please look at /patriot-america-lite-insurance/ or /patriot-america-platinum-insurance/ which will cover either $50,000 or $100,000 in new medical conditions respectively, but will cover up to $2,500 for sudden recurrence of a pre-existing condition. I understand that $2,500 is not much but that is the most available.

You can purchase /patriot-exchange-program-insurance/ It will meet the requirements including the last one.

Hello, Thank you for your interest in purchasing Schengen visa insurance. Unfortunately, Atlas International has the restriction for Australia as you mentioned due to regulatory requirements from Government of Australia, and that is beyond our control. I apologize for any inconvenience caused to you because of that. However, we have several other plans available at /schengen-visa-insurance/ that you can purchase and you would be eligible for. I hope that answers your questions. If you have any further questions, please feel free to post them here or contact us at any time. Thank you for replying to my query re Atlas and Australian Citizens. I am even more confused now because you say they cite Regulatory Controls by the Australian Government....I am afraid I find this answer perplexing to say the least. I am an ex Insurance Sales person and have never heard of such a thing. Additionally you say there are other products on your site that would suit me. Why are they not subject to the same "Regulatory Government controls like Atlas?" Is it at all possible for me to contact the Atlas underwriters and ask them what the issue is? I am not one to be put off following an idea at the first hurdle that is placed in my path. I appreciate that you might be giving the answer you are giving me because that is what you have been told to say....fair enough. However it is not a satisfactory answer in my view. So please help me get to the bottom of this. I am definitely a potential customer. I look forward to your reply. Rockjockey:confused:

We don't have any such insurance.

Thank you for your interest in purchasing visitors insurance for your mother-in-law. 1. You can pay month to month. In that case, you would buy for a month and you can extend it online at /myaccount/ There is no auto-renew as the visitor is not going to stay here forever. 2. No. 3. A. You must extend it before it expires, according to the US Eastern Time. If you forget to extend or if you decide to wait till the last second, it will expire and you will have to repurchase. B. Most plans charge $5 extension fee. 4. You can compare them side by side online at https://www.insubuy.com Just enter the basic information and click 'Search & Compare'. You will see check boxes next to each plan and the orange color 'Compare' button. 5. Please read /international-travel-medical-insurance/ Technical matter: Thank you for reporting. I will forward it to our IT department to look at it immediately. If you have any other questions, please feel free to post them here or contact us at any time.