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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have an M1 Visa and plan to travel to the USA, Arizona, where I will be studying from 13th September 2017 until the 4th June 2018. I am 48 years old. Spanish. I am looking for a comprehensive health insurance. I would like to know if I am eligible to any of your insurance policies and, if yes, to which. Thank you

A:
Before we suggest any plan would like to know is there any insurance requirements that needs to meet. If yes, please send us the requirements. If there is no requirements you can purchase either Atlas America or Patriot America Plus plan. Please find the difference between the plans at Compare Atlas America and Patriot America Plus. Please feel free to contact us if you have any further questions.
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Q:I wanted to purchase Atlas Medevac online, but when asked for my address I got the message which I attached in this email, saying that I cannot buy it if I a currently located in Maryland (where I live and work now, on a J1 visa). Is this a problem and how can I solve it?

A:
Unfortunately, you would not be able to purchase this plan if you are Physically located in the state of Maryland at the time of application. This plan would have to have been purchased before your arrival into the state of Maryland. For individuals physically located in the state of Maryland, typically purchase the insured offered by their sponsoring organization. We do apologize for any inconvenience this may cause you, but there are not any additional plans that we can offer you at this time.
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Q:Hello I am a scholar from Iran about to get a J1 visa for research. Can I enter one of my friends address in US as the "mailing address' and buy the insurance? Kind Regards

A:
Thank you for contacting Insubuy for your insurance needs. When purchasing a plan it is ok to use a different address if necessary in order to purchase your plan. You can later update the address on file.
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Q:I am an F1 attending Lesley University. May you check out for me whether your plans will meet their requirements?

A:
Unfortunately, there is no plan that you can purchase on the market that will meet the requirements set by your university. The only way to meet the requirements is to purchase the plan offered by the university. If you have additional questions please feel free to contact our office.
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Q:I am an international student on an F1 visa studying at Montclair State University. I would like to subscribe to a health insurance plan but the University has certain requirements. Any advice will be greatly appreciated.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans that we can offer you to meet your Universities requirements. It is recommended that you purchase from your University.
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Q:I want to buy a health insurance plan for my wife and 2 kids (they are F2 Visa, dependents)

A:
Thank you for contacting Insubuy for your insurance needs. See the links for more information on a couple of the plans we recommend for coverage for a F2 visa holder: ExchangeGuard Patriot Exchange The ExchangeGuard plan has coverage for pre-existing conditions with waiting periods of 6 or 12 months. Please review the recommended plans. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/f2-insurance-plans-without-f1-12085/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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