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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife and I are both over the age of 60 (65 and 62) and I am a military retire. My wife is also retired. I have Medicare with TriCare as secondary. In round numbers what would a 4 week policy cost us for travel to Japan for the last 2 weeks of December 2016 and the first 2 weeks of January 2017? Regarding deductibles I would defer to your wisdom upon which one to use

A:
Thank you for contacting Insubuy for your insurance needs. A separate email has been sent to you with the available plan for coverage during your travel to Japan. If you have any questions about the available plan options please feel free to contact our office.
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Q:My Wife and I will be traveling to U.S.A in January and will stay for 5 month till mid/end June. During that period I will be a visiting scholar at the University of Colorado Boulder. I am currently applying for a J1 scholar visa and my wife will have the J2 dependent visa. I would appreciate if you could give us further info or recommendations to choose the right Health Insurance. Please find attached the form the University has send to me which has a Insurance section (J Insurance Requirement) and specifies the insurance requirements. From my initial search I found the Atlas America insurance might suit best our needs, but I am open to suggestions and recommendations.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the requirements provided below, we would recommend the Atlas America plan. Please use the link below for further review of the plan benefits. You may purchase online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I want to buy the Patriot Exchange plan for my wife and two children, I found that equals 1118.40 $ May I pay it through bank transfer if I am not able to pay through credit card? and what is the extra cost if Ii want to add preventive package for my child

A:
Thank you for contacting Insubuy for your insurance needs. Please see the attached application for the Patriot Exchange Program, if you are wanting to pay via wire transfer you will need the instructions (attached) on how to complete this transfer. You will also need to complete the attached paper application if paying via wire transfer. There is not any preventative coverage that can be added to a plan. If you have any questions please feel free to contact our office.
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Q:Planning to buy coverage for my family. I am on L1A work VISA. My spouse and child came to USA on L2 VISA. Age : 34 years (wife) and 4 years (child) Coverage duration starting asap to March 31, 2017 Landing date in USA : July 25, 2016 Prior insurance : Travel insurance which expired on July 26, 2016 State : CA

A:
Based on the information provided below. We would recommend purchasing the Patriot America Plus plan for your wife and child. We have sent you a quote based on the duration and ages you have provided. You may purchase using the quote or over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions please let us know.
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Q:Insurance Information needed I am currently an international (F1) graduate student at Bowling Green State University, Ohio, USA. I am looking for a health insurance plan which will cover the requirements set by the university. In this regard, I am forwarding the waiver form which includes the requirements (please find the attached file along with this email). I need information and quotes about plan(s) which will be appropriate. Thanking in advance.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Navigator Student plan. It meets all the requirements except--- No pre-ex waiting period. It can be waive if you have creditable coverage. Brochure, instant purchase link, /geo-blue-navigator-student-insurance/ Please feel free to contact us if you have any further questions.
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Q:USF (University of South Florida) Health Insurance Hi! I'll just ask if the insurance that you provide meets the requirements said in the document I will attach along with this email. The section is highlighted in yellow.

A:
Thank you for your interest in purchasing insurance through us. You can purchase either study USA Florida or Student secure select plan. Study USA Florida brochure, instant purchase link. /study-usa-insurance/ Student Secure brochure, instant purchase link, /student-secure-insurance/ Please compare these plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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